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  • Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    April 30, 2004 - 11:35 am

    MrVip,
    I am not sure of your age but if you can move back parents place that could help on living costs. There is community financial counselling available for people who get into trouble in some areas. You may find out some information at the Centrelink office, they often have a big range of pamphlets with information. If you can’t get help there check out the local council or legal aid.

    It can be difficult if you are behind on everything but no bank will help you if you are a high risk. If you start by keeping up the repayments you have and make arrangements to pay things off as quickly as you can.

    You will need to write up a budget and stick to it!
    Good luck and stay focussed!

    Tracey[biggrin]

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    April 30, 2004 - 11:19 am

    Hi Yarwood,
    I am currently looking at Yangebup and Southlake (some areas are better than others). I am checking out properties in Ferndale and Lynwood too. what about Queens Park or Mandurah? All for +CF.
    Regards
    Tracey[biggrin]

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    April 30, 2004 - 10:58 am

    Dear Age,
    How far would you be ahead(or behind) if you owned 10 or 20 properties? Negative gearing with a positive cashflow will only work for a few properties. Then you start to go backwards.
    Regards
    Tracey[biggrin]

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    April 22, 2004 - 2:00 pm

    Hi Alby,

    If you are not interested in buying it, let me know where it is and the agent too please.

    Consider using a broker when you want to buy more than 3 units in the same development. They can help you obtain finance from two different lenders and you may not need to go commercial.

    The overall cost of the property is not high, the reason it is commercial is because there are 4 or more units.

    I know of a deal like this recently with 8 units. Two lenders, 4 units with each lender. They were all strata titled.

    Tracey[biggrin]

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    April 22, 2004 - 1:46 pm

    Hi Redwing,
    Have we met? Yeah, I’ve been busy. Renovating so I have more equity so I can get even more money! Now I am looking for deals. I haven’t been on the forum for quite a while!

    I am busy, busy, with my mortgage broking. Always looking for more business. Vendor finance is growing fast here and I am getting more and more enquiries for finance from budding wrappers every week.

    I organise the network meeting here every month and we have about 70 members. We have some very knowledgeable investors and some newbies. Its great fun and I am always learning.

    Now what about you? How are things going and what are you up to?

    Tracey

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    April 22, 2004 - 1:21 pm

    No, it’s not too late. They can get an asset lend against their own house quite easily. Then again with any new property. They will also have rent to use for serviceability which may help them borrow more. Asset lends are generally 65% – 75% LVR.
    Good luck!
    Tracey[biggrin]

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
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    Post Count: 82
    April 20, 2004 - 7:48 am

    Hi Steve,
    It looks like you may be the organiser. Can you please let me know when your first meeting will be? I am setting up a company with family in Canberra and I could send them along to get educated. They can discuss our deals too. We are in Perth so its a bit far …
    Thanks
    Tracey[biggrin]

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    October 2, 2003 - 12:26 pm

    Hi ozzpom,
    If you are coming to WA contact me and I will be happy to help. [:D]
    Tracey

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
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    Post Count: 82
    October 2, 2003 - 12:20 pm

    [:D]I have done this once before in NSW, it was a total headache and I would not recommend it to anyone. I was the vendor and I ended up hiring a solicitor to do it. The kit was a waste of money. When I called up the helpline as I had a problem with the title search they did not help at all!! My advice – use a professional.
    Has anyone else had a better experience than this?

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    September 19, 2003 - 2:59 pm

    [:X]I was thinking it was Perth too, but I thought I must be wrong because Steve would use Melbourne skyline. Obviously not!
    Cheers
    Tracey[:0)]

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    September 19, 2003 - 2:54 pm

    [8D]Hi Nathan,
    I would be interested in hearing what you are doing? It may be the same idea as me!! I don’t have his contact details with me now but send me an email and I will give you contact details for a solicitor here in Perth.
    Regards
    Tracey

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    Profile photo of traceyimbtraceyimb
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    @traceyimb
    Join Date: 2003
    Post Count: 82
    September 19, 2003 - 2:43 pm

    [;)]Hi Nathan,
    We have a network that meets once a month to exchange ideas and experiences on property investing and learn from each other. It is on the last Wednesday night of every month. If you are interested in coming along, send me an email and I will let you know the details.
    Regards
    Tracey

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    September 19, 2003 - 2:38 pm

    [;)]Hi Chris,
    Why don’t you come along to our Property Investor Network Meeting. Last Wednesday of every month in Perth.
    Send me an email and I will add you to the email list.
    Regards
    Tracey

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    September 19, 2003 - 2:14 pm

    [:D]Hi Firey000, Which station and what shift?

    quote:

    I am a career Firefighter in West OZ.

    Thanks to Steve, Thumbs up on the book !!!

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    September 6, 2003 - 12:40 pm

    Hi everyone, [:D]I am 34 years old (its seems like only yesterday I was saying 24) and I bought my first property when I was 20 in Queanbeyan NSW. I now live in Perth with a husband (27), three sons (11, 3, 1) and daughter (9) do the math on that one. Have bought and sold several properties over the years and made a good profit. Am now only interested in positive cash flow (everything bar one has been negatively geared). Enjoy talking to other investors every time I meet one. Attended Steve’s seminar in Melbourne and met some really great people.
    Cheers
    Tracey[:X]

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    July 26, 2003 - 1:29 pm

    Hi Everyone
    Thanks for all the emails. For those of you that have not contacted me with your email address our next meeting is almost here.
    Perth Property Investor’s Network
    Date: 30th July 2003
    Time: 7pm
    Place: Financial Masters Group
    191-193 Stirling Highway, Nedlands
    (near cnr loch street)
    Carparking available.

    Please bring $1 to contribute to tea club, tea, coffee and snacks provided.

    All experienced and budding investors welcome. Come along and share your ideas and experiences with other investors.

    Will be talks on finance and wrapping (from experienced wrapper). Info on centrepay and baliff auctions. One of our members will have just returned from Steve’s wrapping seminar [:)]

    Regards
    Tracey Imbuldeniya
    0401 674464

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    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    July 2, 2003 - 3:02 pm

    [:)]I would love to hear more about it. I thought he was great at the Masters.
    Tracey

    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    June 17, 2003 - 4:35 am

    Hi everybody
    Perth Property Investor Network inaugural meeting is on.

    Date: Tuesday 24th June 2003
    Time: 7.00pm
    Place: Financial Masters Group 191-193 Stirling Highway, Nedlands (about 5 mins out of the city)
    Contact: Tracey Imbuldeniya
    Phone: 0401 674464
    email: [email protected]
    Cost: FREE

    Heaps of free carparking available.

    All budding and experienced property investors are welcome. Refreshments will be provided.
    Other dates and venues can be planned at our first meeting. It will be great to meet some of you from the seminar again and catch up on what you have done and meet some new people with the same interests. Hope to see you all there.

    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    June 10, 2003 - 3:34 pm

    [;)]Hi I was at the seminar too. I have to ask where was the property you purchased? Who would think you could buy a property for $10k.
    Cheers

    ***************
    Tracey Imbuldeniya – Finance Consultant
    Ph: 0401 674464
    Email:[email protected]

    Profile photo of traceyimbtraceyimb
    Participant
    @traceyimb
    Join Date: 2003
    Post Count: 82
    June 10, 2003 - 3:16 pm

    Hi Adam
    Try using one of the purchasing costs/calculators on one of the banks websites. They are quick to use and very accurate.
    Cheers[:D]

    ***************
    Tracey Imbuldeniya – Finance Consultant
    Ph: 0401 674464
    Email:[email protected]

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