daniellee wrote:
Hi, I read a quite a number of investors locked themselves in with the Westpac (I think it was them) 4.99% Fixed 3 yrs loan, when it came out  few weeks back.Personally, going to ride the variable rates for a while.RegardsDaniel Lee

I tried to get in with Westpac's deal but missed out, the cut off date was one day before i…[Read more]

Hi RichardThanks for clarifying.D'oh!…I was hoping sub-division would be that simple…seems CBA has a tighter grip then i first thought…however at least it's still achievable, just a little more complicated.Back to plan 'A' – remove cross-c first.Question (to all) Let's say I refinance my IP #1 with another bank at today's market.The bank…[Read more]

Great, thanks…sorry for my delayed reply there's about a 7hr time-zone difference between us.Hi Duckster,Yeh, good idea I will research the nuts and bolts of construction loans on google…I haven't tried that yet…I'll let you know if I find anything interesting.Might uses CBA for the construction loan but only after cross-collateralised s…[Read more]