Thanks for all of the ideas on this topic. Yes the idea of getting deeper in to debt is a worry,and holding on to property for growth has great logic. Why are there so many houses on the market??
Maybe the idea is to sell now at the top of the housing cycle and use the already gained capital growth [ ABOUT $330,000]to have the holiday and look for great position land somewhere on the Australian coast line ,with a view to building a retirement dwelling later and our present residential home becomes an investment property as well.Surely converting a property into useable funds is acceptable if you are astute about what you do with the money.
SUPPLEMENTRY IDEA : HOW COME WE DON’T HERE A LOT ABOUT THE BENEFITS OF OWNER BUILT HOMES PLAYING A PART IN WEALTH CREATION.

Cheers all ………………Tonto