I have delt in the past with Firstmac, in my opinion I would stay well away from anything they have to offer. They are not worth the hastle on dealing with………….Well I will take that back, if you like not being able to deal with a brancj=h face to face, or like not having an ATM card for 7 weeks or enjoy your bank loosing checks on you go ahead and deal with them………just remember when they gicve you a payout figure at the end of the loan it is not like then to come back a year later and ask for more money……………I would not recommend them to anyone!