“stacking” (as it is so gently described) is fraud, plain and simple. [angry2] No need to wonder about what legislation precludes it. Just look up “obtaining a financial advantage by deception” in your jurisdiction and check out how much time you can spend discussing the merits of the decision with your cell mate.

BTW, the funder will have sold you up well before then so at least you won’t have to wonder about who is looking after the place in your absence.