Total Members: 159,400

toddb

  • toddb replied to the topic Is credit being restricted? in the forum Finance 20 years, 5 months ago

    Hi everyone,
    I have mortgages on 4x properties (3x IP and 1x owner occupied). I have about $500k in total equity but my servicability is low because my wife and I have just gone to 1x wage while she is on maternity leave. Any suggestions on how I could borrow for a CFP property? Do any lenders take NZ IP income into account because the bank I…[Read more]

  • toddb replied to the topic Anyone bought 30 houses in last 12 months????? in the forum General Property 20 years, 6 months ago

    As many of you have stated, numbers aren’t everything. I have purchased only 3x properties over the last 12 months but they are all new 4×2 brick houses in QLD and one is being built as we speak.

    I used existing equity and got the bank to lend me all of the money I needed (2x I.O. loan, + 1x construction loan). I will only be paying about $40pw…[Read more]

  • toddb replied to the topic ESC (Richmastery) ? in the forum Heads Up! 20 years, 6 months ago

    Do not restrict yourself to ‘close to home’ properties if you want to excell. Buy where the best deals are!!! Do your research. Use Realestate.com, the residex report and Bureau of Statistics Information etc. I have had great success using this method. In the first two deals I went interstate and asked questions of locals (agents,…[Read more]

  • toddb replied to the topic Good Rent Opportunities ????? in the forum Help Needed! 20 years, 6 months ago

    Try Mt Isa, Kalgoorlie and Gladstone. But do your homework on the location, condition and demand.

    Good luck

toddb

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