Thanks for your comments Terry. I have replied back on the other forum with a few questions following your response.

Thanks for your comments Scott.

So if the lease just says the tenant is to pay 100% of Outgoings:

(a) insurance;
(b) land tax;
etc.

Since it just says "insurance", the tenant pays all the insurances that the landlord holds for that property. Meaning they pay the Landlord Insurance & Building Insurance, correct?