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  • Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
    Join Date: 2008
    Post Count: 396

    I find they seem to repeat themselves but I'll give it ago. Knowledge is the best tool :)

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Terryw wrote:
    credit card? may work out cheaper

    Done :) so much easier than a loan. Tsk tsk what was i thinking lol

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    Jamie M wrote:
    Hi Tony

    Have you carried out reno type work before?

    It all depends on your own level of expertise. If you haven't carried out this type of work before than it will be tough.

    With flat-packs, you generally put all the boxes together, than the benchtop, doors and handles. Be careful when cutting the hole in the bench for your sink (don't make it bigger than the sink!)

    Splashbacks are pretty easy. You should be able to take off the entire board that the existing tiles are connected to. Put some new board up and tile directly onto it – I learnt how to do it via youtube :)

    The sink depends on what needs to be hooked up. If you're simply swapping a mixer tap for a another – it's not difficult. If you need to alter the plumbing – than yes, get a plumber. Whatever you do, make sure the water mains are closed!

    Cheers

    Jamie

    Apparently the benchtop has the sink shape already cut and i have a tile cutter ready to go and ill definetly check out youtube :) ill see with the sink if it matches up from the diagram or when i pick it up on Thursday :/ thanks jaime

    Cataylst: The property is in Kingswood NSW. Its not so much for value adding it got damaged in the latest wet weather we've being having and im planning on moving in with my spouse in 4-6 months so she actually liked it and picked it out and if shes happy than im not getting nagged so im happy :)

    Thanks guys if i dont past anything after thursday im probably buried under a flat pack kitchen

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    Post Count: 396
    RyanJD wrote:
    The way I do it is pay everything on my credit card (food, fuel, parking, bills etc) and then pay off the credit card with the money in my offset account before the "55 days".

    Its not really 55 days its something like 30 days interest free then you have 25 days to pay off that interest. So if you pay if off at the start of the 55 days and pay it off before the end of the "55 days" it saves you some money because you have that money sitting in your offset account for 55 days before you have to use it to pay off your credit card. Read your terms and conditions, its on most banks websites.

    Lots of credit cards don't have an annual fee either so it's win/win aslong as you do it correctly :)

    I've done it for nearly a year, haven't paid any fee's or interest but unfortunatly I'm no good at maths to calculate how much I saved. Even if it's a little bit, its still a little bit saved!

    yeah i did some numvers and it all compounds it saves about $600 to 700 a year with my limit doesnt sound like much but thats money id like in my pocket not the blood sucking babks

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    Jamie M wrote:
    tiger_ra wrote:
    Then after the auction last saturday (unit was passed in), the agent told be she "just died" now, "she wanted to see the auction through" and advised me it was a good time to make an offer as they were "at a moment of weekness"……

    What a scumbag REA. He should be working in the vendors best interest, not trying to take advantage of the terrible situation. It's REAs like this that give the industry a bad name.

    Cheers

    Jamie

    Classic Jamie

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
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    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    mmm ive done it for a whole period and havent been charged a fee yet. the keyword there is yet. It is put through an efpos machine as a purchase. ill double check the terms for sure i knew it sounded to good to be true

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    They explained a bit i thought it was only bad if you were drawing out the funds for non property related things like cars etc? Which I'm not doing I'm just pouring all of my funds into PPOR as its the main account and not tax deductible.

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Tax consequences? umm not really explained to me :(. maybe ill just stick with limit. Still think its a good idea in terms of saving a few dollars on Ppor. Thanks guys for the reply i had a feeling you two would help me out :)

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    IP Freely wrote:
    for the price it is one of the better programmes around.

    Thanks

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    PaulDobson wrote:
    Hi Tony

    Rent Master is not an online program but it may do the job.  It's at:
    http://www.rentmaster.co.nz/

    Cheers,  Paul 

    Thanks i'll have a look :)

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    I'd be very careful abour Tregar and Wilmot. a lot of housing commission.

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    Post Count: 396

    Hi Alex,
                 It might be on the website if you have a look but it mainly talked about how the outer western Sydney suburbs had large increases in rent and very low vacany rates. There is also another article floating around about it potentially becoming a national hotspot. The areas from memory where penrith/st marys/kingswood/blacktown. Hope this helps.

    Tony

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    i've found the majority of people renting are young males between 20 to 26 so this could be a benefit :) but in all seriousness I don't think it would have too much of an impact

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
    Join Date: 2008
    Post Count: 396

    Hey Jay,
                    I have quite a few properties in St Marys. Great place to invest if you find the right place and have a good property manager. Definetly go and have a look yourself but it does have a lot of potential and if you can get a copy of yesterdays sunday telegraph there is a section in there about west sydnrey you will find quite interesting.

    Tony

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    Thanks guys definetly some great advice and tips :)

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    Hey nathan,  
                       Is this open for people with loans and accounts with StGeorge as they are a division of westpac?

    Thanks Tony

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    Hey jaime,
                     Is there a site you can download it from?

    Thanks Tony

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    Is 6.36% a good fixed rate for 3 years?

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Post Count: 396

    Hey Derek,
                      How do you find westpacs living standard reports?

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

    Profile photo of Tony FlemingTony Fleming
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    @the-dark-knight
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    Offset all the way. The only ones i have P & I is a investment i want to move into in a year or so and a 50k property i only pay like $12 a week to pay it down so i dont even notice it come out. 

    Tony Fleming | Triumphant Property Group
    http://www.triumphantpropertygroup.com.au
    Email Me

    NSW Buyer's Agent specialising in Western Sydney-Blue Mountains-Orange-Albury

Viewing 20 posts - 301 through 320 (of 343 total)