Oh dear!

You have a potential mess – what if they can't complete and they have no assets? Suing them won't get you anywhere but more costs.

What is a 'key undertaking'.

Consider you may have to sue his workmen in the end too so find out about them if you can. September is still a long way off.

But it will probably work out ok in the end.

Going on title will create issues – CGT if it is not your main residence, guaranteeing or going on loan documents etc.

What you could do is lend and have a written agreement drawn up which gives you a caveatable interest in the property. You could then place a caveat on the property which would prevent subsequence mortgages or sale whilst lodged. You could do this through a lawyer.

Are you talking about your old PPOR? Could possible be done without CGT if one title and you move back into both sides. New duplex would be subject to CGT though.

You need expert tax advice on this before proceeding.

Yes, CGT and GST probably payable on duplex

Inv 1 loan 165 valuation 240k = 69% LVR
Inv 2 loan 161 valuation 210k = 77% LVR
PPOR under construct land paid in full at $220k recent solids at 270k, house build 400k likely end loan $350k
not sure what this sentence means, but if it is valued at 270 for land and 400 for build then =670k and if your loan is only $350k then LVR =52%

So each loan will have an LVR less than 80%. Why would anyone even contemplate crossing? Even if one or two were over 80% you should still be able to do it without crossing.

Using a property as security means you are giving the lender extra rights to take that property should default happen – surely you would want to minimise and/or delay this as much as possible.

You have to look into the laws of the country you are buying in. It is unlikely that a trust will be recognised overseas so it will be the legal owner which may be the trustee. But this will depend if a foreign entity can be registered in that country.

A SMSF could buy units in a unit trust under certain circumstances. But if the property was being used as security it couldn't.

Contact the osr to register

What do u realistically think the land value is?

The property was probably sold under market value to a mate of the agent or conveyancer.

So are they proposing you buy the investment property solely with the LOC and that it wouldn't be used as security?