THat depends on the benenficiaries. Thwy can gift or loan their money back to thr trustee for further investing. Once a distribution is made it is their money.

Trusts generally must distribute all income otherwise the trustee will be taxed on the income at the top marginal tax rate. Ie 47%

I think you need some proper tax advice. Whether someone is a 'developer' or a investor will depend on a lot more than intention.

No not correct.

You will still individually be taxed.

A company or trust is able to contract with your employer and you can meet the alienation of personal services rules then the contracting entity may be deemed to earn the money. Then if you are performing the work you will need to be paid from the entity and pay tax at your own maeginal rates.

Not as simple as you may think.

There is a way to borrow 100% now while still saving the same amount of interest and keeping it so that the full 100% loan is fully deductible in the future and also offers strong asset protection and you could get a 100% offset account. Careful structuring is needed.

Yes you could do that, but you would still be taxed as it is your income.

It all depends on your situation and how you structure it. You should seek tax advice.

For calculation purposes putting money in an offset would ssve the same amount of interest as if you put the money into the loan. So a normal calculator should work. In excel look for a amortization template.

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For your 800k property you would be far better to get a large loan and place extra cash in the offset. This is for tax reasons.

Slight changes in tax rates from July. Also consider the delay is paying the ato cgt. If sell after 1 july you can keep the.money for another year

The phrase limited recourse is partially misleading. It only means, in relation to SMSF loans, that recourse to the SMSF assets is restricted.

It is standard practice for banks to ask for personal guarantees even for so called limited recourse loans. No breach of the SIS act either.

There are one or two lenders which can allow lending under certain circumstances so you should speak to a good broker about that.

Removing you name from title will have little to no asset protection basis at this stage. Your house would still be at risk especially in tje early years and depending on how and why you sre doing it the later years as well.

Removing one of you as director is not so simple either as all members must be directors.