1. You could do this a variety of ways, Joint Venture agreement is one. You or your entity contracting with owner of land.

2. Yes, if there is a transfer in title

3. this will be tricky as the land is owned by someone else. Likely that it will be messy.

I am just advising on a vic JV right now.

Tom, these organisations cannot assist as this is not a dispute between a lender and a borrower but a priority dispute over title to a property.

None of the above. The trustee of the fund is the borrower. The trustee may use a broker, but not an accountant unless they have a credit licence.

$50k is way too small an amount in my opinion. ASIC recommend $300,000 i think.

1. Would probably be a breach of the rules.

Trusts can improve borrowing capacity in another way.

e.g You own a house in your name. High growth and then you suffer a default – something innocent. You apply to a bank but they won’t allow you to access the equity. You wait 5 years to get back on track.

or

You are director of a trustee company which owns the property. as above you suffer a default. You resign as director and put in your spouse who has no defaults. Loan is approved because you are not involved in any guarantees or assessments (depends on how the trust is set up).

That is good, but it will incur stamp duty, legals and a new loan. Also the sister will need to go on any loan to access the equity

Hi

I am a solicitor specialising in trusts and a mortgage broker as well.

My answers:
i) no
ii) no
iii) varies considerably. You could set one up yourself for free, or you could use a solicitor. I charge from $1100 to set up a trust with a consultation and written legal advice. You should seek specific legal advice as I have seen a lot of people stuff up trust set ups (including accountants) and this can cost a fortune to fix.

If you have non deductible debt you should pay this off first, so you set up a LOC on any property and borrow to pay investment expenses. It is pretty simple and straight forward

Yes it could be done. This is what is called a 'wrap'. Title would remain in your name until they are able to get conventional finance and pay your out.

Read your loan agreement though as you may need to get the lender's permission.

Unlikely. This is a dutiable transaction with duty payable on the value of the property transferred. Duty would be payable in NSW.