I think rams loans were bought out several years ago and the rates quickly increased. Many borrowers could not refinance and were stuck there and had to cop the rate rise.

What would happen if they went belly up is that the debt would be assigned to someone else. Someone would buy their loan books and you would contine to repay as per normal to the assignee.

Selling 3 on one title is much better than selling 3 on separate titles, hence the discount.

Short answer is ‘no’.

LVR will be based on the figure the valuer gives.

Your heading says you want to maximise tax. Thanks for trying to pay more tax!

I didn’t say it wasn’t a good idea, but you must consider things such as
. Are you over extending?
. Rates
. Fees
. Default
. Being stuck with same lender for years to come

Etc

Do you think that is a good idea?

seek legal advice as to ownership structure and don’t believe what you read – especially on trusts.

She is making money off ‘referrals’ like this – likely 10 times what she would make from doing the tax work…

These types of deals are also often inferior.

Beware of people recommending new property

A agent should make sure they have authority to act as an agent by all owners. But this doesn’t always happen. Where one owner has suffered a loss due to negligance or fraud of an agent then they may have recourse against that agent – ‘may’.

Steven, Can’t you see the obvious here?

No

1. It’s possible
2. Perhaps
3. No

My suggestion is to seek legal advice!
Sorry I don’t take calls.

Yes

Why would you want to invest in mudgee?

I guess these are new properties?

Consider then if you are required to be registered

What conference?

What conference?

It might be smart for you to uses them as you could borrow 104% potentially.
Whether it is smart for them is another question.