wow good post!

Where do i start?

One of my many jobs is working at the local supermarket nights. We are told every night “DO NOT SERVE ANY CUSTOMERS” as we are ‘fillers’ and its another persons job…

Bull__it to that… i serve as best i can, well above the call of duty, as each case is different. but……

Anyone who has ever worked at a supermarket, or any shop with a high flow of regular customers knows the ppl to avoid, the ppl who say please and the people who ask and dont “demand” to know where something is.

customer: “eggs” meaning where are the egg please
me: “excuse me?” meaning i know where they are but aint telling till u ask like a human should
customer: “the egs”
me: “im new try the service desk”

lol….

Ayway…. I booked my car to get serviced at 8am, new car, minor service, no worries. i told the guy that i needed the car asap, so to call me wen the service is almost over to have no time wasted…

stoopid me just thought the person i spoke to was understanding of my requests, so i left it to him to call, by 1 pm i called, supprise supprise, the girl sed the car was “just finished”

when i got there, a young service chap handed me the keys, so i asked how long the car was sitting there for…

“mate the car was done by 9:45!!!!!

GRRRRRRRRRRRRRRRRRRRRRRRRRr

So many to stories…. not enough time.

Also, as land lords (and ladys), our customers are our renters, they buy a service off us, so always treat your customers with the upmost of respect. a business with no customers doesnt last long

my 2.2 cents worth

Jason

Cheers.

Karl And Rita,

Im just reading your post and peoples responses, am i to understand that you dont have a spare $2000 lying around?

Are you getting yourself in tooo deep with this first purchase?

What if the loan was correct, but god forbid one of u had an accident or the car dies and u need one asap for your job??? i dont think that u sould be asking where to get 2 grand when your buying an IP, the worst crap in life always happens when you dont need it, $2000 won’t buy much if the HWS packs it in and the roof starts to leak…

Sorry if i sound rude or uncompassionate, if its the banks problem or not, u need to have at least $5000 available straight away “just in case”
In other words, dont rely on getting this IP using last weeks pay…

Jason…
(dives for cover)…….

Da Man,

The term Bora probably means Borer, an insect or grub that eats “Bores” through wood or tree branches i guess termites / white ants are a type of Borer.

Jason

Just a question…

Is the surface really fough and crumbly??? i will be attending to a unit soon that has a finish on the ceiling that looks like sprayed on cement… rough to the touch, and easily crumbles and falls to the floor, or in your eyes when anything rubs against it. I have been told that this product may have asbestos (ie Fibro?) so perhaps we have the same stuff…??

It looks to be about 10-12 mm deep, grey in colour and perhaps serves as a type of insulation or sound barrier as well, i have seen it in many older schools. im certain it hasnt been painted on either

So… my question is:

Does anybody know what the stuff is???

Does it have asbestos???

Can i brush it down to remove any loose particles while replacing my floor coverings and use some sort of sealant or clear coat paint / other bonding material to lock it all together and trap any nasties should they exist???

Thanx for any info

Jason

Hey there,

In term of Members Equity, i used them for a purchase and 2 re-finances (2 days b4 the first rate increase YAY [thumbsupanim] and they were great to deal with…

however, when it comes to working OS, i dont know, is it long term or short term, perhaps they will ask for proof of employment when u return in advance ie when doing your application…

However, what they did with me, NO other bank or lender would, so im hopeing they help u out as well

Good Luck

Jason

It sure should,

It will show as an expense in the strata’s anual letter they send u showing profit and loss, repairs etc etc

Cya

MrVip

I think u should hold off trying to save to buy an IP at the moment. If u hav fallen behind several times in your repayments then perhaps ur credit rating is also damaged.??? (just thinking aloud here)

Do what any business (and myself) would do when in financial strife, Minimise all expenses, maximise income (get a second / 3rd job) and pay off the highest interest rate debt first.

Shop at 11:30 pm to buy marked down food, sell the second car, just sit down, write down where the money has gone in the last 2-4 weeks, then start slashing expenditure and work out better ways to use ur money.

I dont know what kind of debt u hav, but sort it out first, then worry about an IP…

Good luck !

Jason

Hey Delyse,

Sorry to hear about your selling problems. A friend of mine who works at an agent at Campbelltown told me of this problem 5 months ago, her boss over predicted the probable selling price on newly listed properties just as the interest rate hikes hit and the boom was softening… he wasnt all that popular with his sellers she was saying lol…

See what ur $390K will buy u by popping in a search in realestate.com, domain.com and property.com.au

If you think that the agent is doing his / her best, then perhaps a price drop of $10 K, as well as a less negotiable stance on price may be an option… the Granny Flat should be a great bonus to an investor, with 3 br houses renting for over $200 pw, so an income of $340 pw is great for the area and the price…

If u do decide to change agents, ask them straight up if their having the same problems selling…., also u state the property is “nice”, can it be made nicer with the addition of flowers, basic landscaping in the front garden?, a new / re-painted front fence?

Good luck

Jason

Hey Marky,

Agree with all u hav said, its happened to me many a time, most common was the higher rental then usual promise (family once again lol), the promise that a lick of paint and a mow of the lawn will add X thousand dollars to the value (so why doesnt the vendor do this … dahhhh???) lol…

“where are you from” …. geeze this question really shites me at times, some, as Kay sed, do it out of common “country” courtesy, others, like an agent in Wellington, NSW wouldnt shut up about how cheap prices were compared to what “you sydney siders” are paying, i was reminded that the purchase price for some of the crappy run down shacks she tried to sell me were only a 10% deposit in sydney (several times over), and the prices were etched in stone, no haggling, no offers pending this and that…

I walked away, not happy with her attitude, and noticed 2 houses i had seen re-advertised a month later with 10-15% reductions….. haaaa….

Agents are now selling by a method called “private tender” i think its called, where agents tell u where to start an offer, and advise that the asking price has already been passed…. not directly of course…. steer clear… if its for sale for 110K, and they wont accept 112K, good luck to the other person (if they exist) who has offered more then you…

But thankfully not all agents are like this….

Cheers

Jason

Hey Zena,

Yeah i “camped out” in the living room of a property i hav 5 hrs away from home for 2 weeks … so my advice to you would be:

1) arrange electricity connection a few days b4 ur due to start if its cut off.

2) Get online at yellowpages.com and print a sheet of paper with at least 5 of each of the trades you may need, then also include hardware shops, other building suppliers (thats if your not familier with the area) and hire shops, laundromat.

3) If its managed by an agent, or will be, ask for a detailed description of what u need to do, and pack tools accordingaly…

4) make a list of tools you may need or other bits and pieces, starting a week in advance, dont leave it for the last day, as you will always forget something silly (like the red flag u need to tie to the end of wood u buy from the hardware shops that hang over the rear of the car etc), then as you remember things you may need, while at work etc, jot them down, or save them on your fone… that way u dont forget.

5) Take a radio, extension leads and a 4 outlet power board, and an old lamp shade, or a simple globe in the end of a wire with a switch inline. they will come in handy in the roof cavity or under the property.

6) hmmm, use a camera to take pics of the finished job

7) Go there to work, so get up at 7, do outside jobs in the day time, or when power tools are needed, then do internal jobs like painting and hanging doors at night…

I would STRONGLY suggest you go it alone if staying in the property, perhaps a partner with equal interest could go, but don’t invite mates or friends if they need to stay a few days .. they will distract you and stretch your friendship lol

9) if you dont have a local yellow pages for the area be sure to get one for free from the local post office when u arrive.

10) plan well in advance for what you will do in regards to waste disposal.

11) when you arrive, write down a rough diary of the jobs you need to get done… and split them between day and night. cross things out that are done, and add small jobs or “things to do” when they arise…

12) Large items that take up alot of space, but will only be used once are better hired, ie lawn mower, whipper snipper and vacumn cleaner…

Hope this helps

Jason [biggrin]

Ps, i think “lamipanel” is a large sheet, abit like plywood, only made from a plastic looking material that is water proof, and good for areas in the bathroom that get splashed, its a cheap and quick way of making the wall waterproof compared to laying tiles…