first investment property so didn't know what one was and thought it was a piece of paper that comes when you buy the property! now i know what they actually are and yes understand why you woudl have to pay for one…cheers

what do you mean by " remember not to use a redraw on the loan for investment" – thanks for the other advice much appreciated! Think i might try surviving our first year with a rental before looking at the second!!! haha maybe in another 5 years or so.

thanks so much – got a price from them and it was arround 330 discounted for us – usually 660…just checking to see if they weren't free but nothing is free anymore!!!! thanks again.