Hey southeastoz,Im coming to the end of my third year of Bcom/LLB and am in the same mind-place ur in. Congrats on getting the deposit sorted out. But i rekn being a student and being this age, we only gonna have it this good for a few more years so y not get the travel bug? Im goin on a 3 month trip with some mates next year … cos like one of…[Read more]

so with all this talk about shares etc is there a site that is as great as this one that has forums about share investing? There must be a fewPeach.

So Ive contacted a broker from ANZ and he said it did not matter that I had a HELP debt currently at about $20k …. I want to buy my first IP with another mate who is in the same position. However I am not sure if this is the right way to go as my HELP debt is increasing by the year as long as I keep going to uni every day. Are there any…[Read more]

Nah commerce/law and it goes for 5.5 years at about $20K a year! Im starting to wonder if I should defer soon to have a much smaller debt to buy my first IP. Ive never had a credit card in my life so this HECS debt is my only concern?

Hey

Im in the same position I have worked in casual employment for 10 months but plan to work in same job for another 4 years, are my chances good? Also whats a low doc? Cheers

Thanks Steve and Mike … Hopefully i will get lucky and find a meeting nearby

Hey thats a pretty wide question but definetly look for under that price range to start.

Refer to richief’s questions but my two cents worth is that ive heard any unit or apartment will have large gains only if it is in a 4 or less apartment complex as there is opportunity for capital gains down the track.

Then again, Im a beginner like you and…[Read more]

ah ye cool i knew ip but now i got ppor, cheers mate

also to any of the melbourne lads, if u wanna discuss any techniques for +ve CF then gimme a buzz over the email! pce

Hey hey,

im 19 and my time is consumed by uni but now i have 4 months to save up for my first deposit.. just a quik quekkie (im gonna sound so stupid) for destined for millions,

what is a ppor?

also u can access fee help which is basically the same as hecs in that u put off paying the full amount till later in the degree

Furthermore, a fee place is not as bad is made out. In both hecs and fee places ur paying exactly the same amount. Just with a fee-place u choose wen to pay. Also in a fee place u r not stuck with a massive bill to pay…[Read more]

this is becoming a really good thread!

draconis is response to uni scores, i got a low 99 for VCE which is in melbourne and i got in to commerce/law at monash uni, i think the lowest score was 98.5 or something…in terms of commerce only i think it was 92.5 but i dont know the equivalent UAI score, go to vtac.edu.au and it will give u the low…[Read more]

this is becoming a really good thread! draconis is response to uni scores, i got a low 99 for VCE which is in melbourne and i got in to commerce/law, i think the lowest score was 98.5 or something…in terms of commerce only i think it was 92.5 but i dont know the equivalent UAI score, go to vtac.edu.au and it will give u the low down or else talk…[Read more]

Hey im a beginner like u, im in first year at uni doing a law/commerce degree (commerce is driving me insane, but thats another subject!)

Well what ive gathered over reading a lot of posts on this forum and countless books along with a few seminars, is its usual for a deposit to be about 10% but then theres all the other costs needed to get you…[Read more]

Hey im a beginner like u, im in first year at uni doing a law/commerce degree (commerce is driving me insane, but thats another subject!)

Well what ive gathered over reading a lot of posts on this forum and countless books along with a few seminars, is its usual for a deposit to be about 10% but then theres all the other costs needed to get you…[Read more]

100% interested…im 19 read a fair amount of books and want to learn more!

terry, mark and nigel that makes sense, i think i should look elsewhere, many thanks!

thanks a lot guys! thats the first time one of my posts has had differing points of view, cheers!

Well i sort of just saw it as an easier way into investing, in that it is quite cheap to start…but i also figured that most properties these days return 6%, unless i go out and find problems to solve (Steves method) which would take a lot of time of which i dont have at this stage…i did some basic calculations and came to the figure that id b…[Read more]