Having had a number of valuations both on private, investment res and commercial property I know how hard this is to get a good val.  However I think that our current attitude to just "rolling over" is also not correct.  For example:  when getting a bank loan, we as the borrowers usually pay for the val.  Therefore we should be able to see the full report, however this is not the norm and most people don't ask for it.  It is an unfortunate result of many of us "needing" the bank more than they need us – which results in most of us doing exactly what they want – paying for it and then shutting up!!!

I think you need to ask questions of your bank and then put forward clear (non emotive) reasons why they need to re-evaluate.  We should all be asking for the copy of the val as well – this way banks will start to get the message that we are all abit smarter than they think….if you don't ask then you don't get.

It not odd.  You can move in "under license" subject to settlement but this needs to be drawn up by your legal people and signed.  Bear in mind it is not a lease so you don't have the same entitlements but you still pay rent.  It works unless the settlement doesn't go through and then you need to do something else.  I would suggest asking your legal person.

Can you give me the email address for the application?