Originally posted by melbear:

Have you got a QS report?

Good idea Mel. If you hold on to it

Another angle:

If you sell for what it has cost you ..you have at least gained a new experience.

And do you think you could possibly buy the same property in 12 months time for 10-20%less whilst saving a bigger deposit?

Originally posted by georgisj:
Michael R,

being from the US or at least residing there, whilst the fed rates are 1%, what are mortgage rates? Business loan rates??

having spoken to someone in the last year from the US, they were indicating the home mortgage rates were around 6%. This seemed high given fed rates were at 1%.

I was watching CNBC…[Read more]

The US fed meets at the end of the month, June. At the moment high oil prices (hit the $42 1983 peak) leading to higher inflation, extremely strong US business growth combined with smaller important issue of consumer debt at record highs should see the fed lift rates.

Our Reserve bank meets at the beginning of July so should be interesting if…[Read more]

Well there has been plenty of examples over the yrs of tourist slowdowns and its affect on the local Cairns economy.

So has those underlying threats that caused those slowdowns dissappeared for international travellers?

Is there a likelyhood that the domestic economy will slow in the next few yrs?

Thinking about those 2 questions might give you…[Read more]

Originally posted by fjficm:
hey anybody invested in west in areas like werribee, melton, baccchus

geez the houses there are quite nice although i was told the people there are hmmmm….. eefiee ie jerry springer specials etc

good yield though for an established satelite town with a grwoing population as melton is set as the fastest growing…[Read more]

Originally posted by wayneL:
Originally posted by Salubrious:
Its good to see there is a majority of agreeance on this issue. I remember bringing this topic up a month or two ago and was sliced and diced!

Hehehehehe……….A couple of us were talking about this sort of stuff late last year…you should have seen the reaction…[Read more]

Thats very handy, thanks Elvis

Originally posted by kay henry:
Bruce said:

“Funny how the show used two females to illustrate poor impulse control and a totally screwed up understanding of credit.
Bruce
Mooloolaba, Qld”

What is funny, Bruce? I don’t get your point… or is that funny too?

kay henry

Most people get it Kay.

Scremin you sound like one of the nicest well rounded teachers Ive kinda spoken too

Sadly most teachers I DO know have the opposite core teaching values that you have. ie priorities money, holidays.

I do agree that a lack of discipline at home should not be the fault of the teacher whos hands are tied behind their backs under the present…[Read more]

Originally posted by Pelicaninvestments:
Scremin,

Unfortunately…. historically teachers have been SO UNDERPAID

Scott

Sorry of topic but anyway….

Make the system performance based and i would gladly back the teachers demands until then why pay more cash. The argument put forward by the teachers union that you must “pay to get the high…[Read more]

Originally posted by Marc1:
Who has experience with retirement villages?
I am thinking on these lines:

Build a nice group of “villas”, but much more high density than the usual; I am picturing a little town like in the cartoons, very small and real close. Designed for the elderly living alone or couple. Serviced and furnished with a couple of…[Read more]

Originally posted by mrsuccessful:
I want to buy the wrap pack and im wondering if anyone is interested in going halves. Lets face it its all about saving money, so if anyone is interested give me a reply.
Cheers steve

stephen love

One of the dudley do rights is going to have something to say about this…….. (watching from the fence)

Originally posted by shaunwalker:
i too am currently single and have a story you can laugh at.
i met this girl (30 years old single no hang ups etc) anyway we dated a couple of times seemed really nice.
any way i get an EMAIL from her several weeks later saying that she had invited another guy to a party and they had clicked. she was sorry about…[Read more]

How sweet love is ….at least Freddy was thinking and got her to sign the pre-nup

Originally posted by depreciator:
Adam, I can tell you the exact price of a Tax Depreciation Schedule in Cairns – $715 GST inc.

That’s the same price we charge for Canberra, Darwin and Albury (+ loads of other places).

Can you get cheaper schedules? Yep. I see them all the time. Will they pass scrutiny by the ATO? Not always.

As for an…[Read more]

Exit strategy is key to all investment plans and is the one important thing that is always over looked by many “investors” or traders.

LoL I bought up a similar topic and a moderator tried to pull the idea apart

Originally posted by thefirstbruce:
was that the program they interviewed the overweight blonde who divorced, set up her ow business (recruitment agency), couldn’t curb her consumption habits (cafe lattes, clothes, OS trips, horses for the kids), then went bankrupt? Then she blamed the credit cards. She wrote a letter to the bank asking them to…[Read more]

Originally posted by kaloni:
I was talking to some property investor friends
over the Weekend at a barbie and found out
although they a making good profits freom their
investment properties not many are willing to spend on holidays and enjoyment
So I thought wat are the views of other forumites
do you go on regular holidays dine out etc??
We go…[Read more]

30% from peak, 15-20% left to fall. Id go for 6 months as well but depends on the election.

Will we go to an election before the “shrub” (little Bush).

Rate rise definately on the cards after the election based on US rates and THIER economy not ours.

When $h1t hits the fan cash is king, as it was last recession, downturn, bust whatever you want…[Read more]

Interesting the forum “gurus” are silent

Be interesting to know from the majority of positive geared investors at what level does the investent turn negative (average interest rate).

A lot are holding for the “long term” but if the investment turns negative and broken the fundamental rule (positive geared), do you sell even if the market is depressed?