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  • Profile photo of supachef196629273supachef196629273
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    @supachef196629273
    Join Date: 2003
    Post Count: 6

    Thanks again Rick.
    I do appreciate what you are saying its just that I feel as though ive reached rock bottom cos im lacking confidence.
    I feel as though things will never get better simply because of how I feel and Im finding it a real challenge to think positive when all I think about is the mess Ive created.

    Profile photo of supachef196629273supachef196629273
    Member
    @supachef196629273
    Join Date: 2003
    Post Count: 6

    Thanks for your quick response Rick.
    What I am saying is that if I was to sell everything that I own(including my own home)I would be approximately 200,000 dollars in debt through misuse of credit cards. I have used all the equity that I had in my own home.
    I have 100,000 tied up in a property that is neutrally geared so if I sell it would make no difference to my cash flow. I would get rid of a liability but also an income.
    I am at the stage where my debts has far exceeded my income and assets.

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