Work off the theory Aussies are Kiwis and Kiwis are Aussies.

No Problems. Have to agree with Cameron though on the Securitisers side of things. Other than that Won’t be a hard one to work with.

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

I think I’d prefer the Trike to the cash personally. Send their solicitor a letter of demand for it. Then see of they offer your cash back instead…

Default or Penalty interest is common place now. I always put “NIL” in my contracts. This covers the seller as well, but, there are other ways to fix them if they are unable to settle on the…[Read more]

Try getting the Pool guys to back fill it for free. Check with your local council too they often excavate and look for places to fill…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

if you want a Duplex built use a normal everyday builder.

If you want something like a 3-story walk up complex look for a commercial builder…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

Depending on the Lender this would be a standard practice. Most will require this in order to complete the funding of your new purchase.

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

Originally posted by The Wild One:
Thank you all for your tips. I have some that haven’t been covered yet and they are :

2 : I prefer to give my managers gifts rather than the tenants. A good gift is something like a hamper from the cookie man which can be shared with the whole office.Tenants come and go, especially in cheaper ereas.

3 : Never…[Read more]

Personal Loans are used for deposits in increasingly common numbers these days. I’ve done three in the last week alone. There is a lender who will do this and that is all they do. There is an artform to it though and you may find it will take a while for it to turn your I.P. in a CF+ Position although this is entirely up to yourself. Otherwise…[Read more]

Originally posted by PaulTextor:
Hi Turnby,

In SE Queensland you could try the following:
– Beenleigh
– Inala
– Goodna
– Ipswich
– Logan (generally)
– Teviot Downs (in Beausdesert shire)

O.K. here we o Beenleigh – 10 year plan, and everyone I have spoken to agrees, but positive cashflow is available if you look and do some work.

Inala -…[Read more]

I love those offers over “X” listings!

What they mean is the Vendor is willing to accept “X” and has asked the agent to list it for “X”. The agent duly does so and then runs with it listed in this manner in the hope of overachieving for the Vendor. This boosts their egos, the prices in the area, their commission and sometimes the Vendors…[Read more]

Are you looking for someone to allow you to capatilise the interest? Are you wanting a lend againsst the Gross realisation? I’m thinking that’s where you were at judging by your post? Depending on your situation and how straight up and down it is will depend on where your unding is best placed.

Be happy to discuss it further with you off forum if…[Read more]

Alright here are the basics. I don’t have the time to run right through this so some quick basics for you for now and a paid lesson later! No. Not really unless you say please…

CHOOSE YOUR TOOLS:
There are a number of tools a negotiator can bring to the table and these include non-verbal sensitivity, listening, questioning and persuasive and…[Read more]

O.K. the theory behind a Salary sacrifice is this –

Tax Without Salary Sacrifice:

You earn $1000.00 Gross Per Week

You Pay $300.00 Tax Per week

You also Pay $150.00 Per Week on Your I.P.

You Nett $550.00 Per Week After Tax and your investment are paid for.

Tax With Salary Sacrifice:

You earn $1000.00 Per Week

You put $300.00 Per Week…[Read more]

Alright this is based upon Queensland:

In short if the Vendor of the Property is unable to settle as per the terms they have agreed to in the contract you are entitled to walk away from the Contract. that is option one. We already know you don’t wish to do this. Option 2 is you can delay settlement until they can settle as per the terms agreed…[Read more]

Jaspar – Which state are you in? If you’re in QLD head for

http://www.osr.qld.gov.au

then look for the Land duty link. That should take yu where you need to go. First home though to save you the hassle will be rebated so nothing although you may have to pay it upfront. (Qld ONLY! I can’t advise on the other States.)

Stuart Milne
Non-Conforming…[Read more]

I’m all of a sudden thinking about a 100% loan which has a 6.99% interest rate and no ongoing monthly fees and charges would be a good thing. Otherwise, there are a couple of other products around which wil allow you to use Parents security. One of them happens to be a Low-Doc Product which may make it even easier again to get the funds.

Your…[Read more]

I haven’t read the article yet so I’m guessing he’s either Assett Lending, Low/No docking them and/or running off the fully verified status of his last 2 Chaffeur Business Taxation Returns.

I’ll go and read it then come back to you with a more informed (hopefully) idea…

Stuart Milne
Non-Conforming Specialist
READY…[Read more]

Thats an easy one to get funded.

Not saying anymore than that.

No. Really.

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

In short to answer your question: Yes. Plenty. Basically they are all the same funders. i.e; Superannuation Funds Private investors etc;

They aren’t bad and depending on who you end up with they can be very good.

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

AAh yes the fabled mistints. Cheap and the same, if not better in most of my cases quality paint for well under half the standard cost!

Back to the out side – Prep depends on the surface you are intending on painting? If it’s wood such as weatherboard then run over it first with an angle grinder and 300 – 400 sanding disc followed by a either a…[Read more]

That sounds like a typical REIQ Contract, and probably the rest of the states as well. I personally change the contract by inserting the clause” re: condition 4.3 Property to remain at Sellers risk. Saves me having to obtain a cover note up until settlement day and means if it does burn down I’m not stuck going through with the deal should I…[Read more]