I wouldn’t have thought they would have an issue with 80% LVR? Sounds like they don’t appreciate your Custom Matt.

Simon I always like your responses they are fantastic. Simple and easy to understand always a pleasure to read.

Matt the bottom line is speak to someone and if you don’t like the answer keep talking to new people until you do. In…[Read more]

Originally posted by AmandaBS:
Thanks Simon. It was only a basic makeover For those of you interested here goes;
Stumper to level and fix $3650
Plasterer $550
Tree lopper $750
New double carport kit $1486
New Laminex kitchen bench top $220
Bobcat $372
Pest Control $187
Skip bins 2 @ 190 = $380
Electrician $1204
New glass shower screen $829
New…[Read more]

Change banks and stop using the NAB…

All I can say…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

Originally posted by foundation:
Ok, bear with me if you will. I’m going to present a lesson in markets in a number of parts, beginning with a simple analogy, then moving into more complex theory. It may not make much sense by the end, but I’ll begin slowly and see where the tale takes us. My intention is not to preach, but hopefully to encourage…[Read more]

The usual subject to: Building & Pest inspection as well as finance.

Generally a good option to always remain covered…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

I’m thinking after reading this you need a new lender desperately!

Then again perhaps not. Maybe it just needs to be presented properly.

either way there are a heap of people who can assist you.

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

Dazz the Answer is NO!!!

You are not allowed to build yourself an embassy. I can picture it now – The Embassy for the Ambassador of DazzlingVille…

NO!

I do like the concept though. Perhaps it is more suited to a Hotell though?

Stuart Milne
Non-Conforming Specialist
READY…[Read more]

My line is – Money isn’t the object, the end result is. If the property is worth it I will pay the money, if not I won’t.

I always make my offers as promised to the Agents and as much as they dislike some of them they still always call me again and again as they know I will buy property. Now I have a couple of Agents who don’t even bother…[Read more]

I will step past the obvious as you no doubt have your funds organised already. Place an ad in the Local NewsPapers in the areas you are looking in stating you will purchase homes for cash. Find one negotiate the deal and buy it. Just go easy on the deceased estates…

Try the Public Trustee as well as ther Bailiffs. Speak with them and they…[Read more]

If that’s the case with the agents you’re dealing with then you are simply dealing with the wrong agents.

I have a few who regularly email me new unmarketed listings or if they think one is particularly hot then they call me and we discuss it. I even get them to drive me around shopping for properties as well.

The tyre kicking attitude is…[Read more]

Well said Richard. I would also suggest if you are in the Lower LVR Bracket and closer to the 80% mark then you are to the 90% that you ask yes, ask your lender to negotiate the terms under which you pay LMI. Some will negotiate and allow a flex in the rules if for example you asked them for 85% no LMI for a 5 year period at which time it is…[Read more]

If it’s in QLD DO NOT take the Exclusive option. If you do and YOU sell you are still obliged to pay the Agent his Commission even if they did nothing to influence the sale!

Personally I give only open listings and make them work for it. Bring back the old days I say where the Agents worked like Dogs to sell anything they could because if they…[Read more]

I would suggest looking away from the normal “Taxation Benefits” Line associated with Trusts, and start looking towards the “Assett Protection” one. What happens in 10years time when you have acquired 14 Properties and your live in Partner of 2 years decides he/she is leaving you and taking half of everything you own despite the fact they…[Read more]

Terry, I heard this on the radio and it really is a tradgedy. I can only feel for the Parents of the boy. It is also not a great situation for the owner of the Property and shows just how relevant an annual Building and Pest inspection really is to avoid these situations. I know it is something a lot of Investors overlook and/or pass off as too…[Read more]

Originally posted by TracyD:
By the time you are 30 you should be set financially (and probably addicted to investing)!!

I love that – Collecting Property is like a drug. It is very addictive, and Personally I have to confess I’m an addict!

Oh well there are worse things to be addicted to – Like Consumer items…

Using the FHOG on an I.P.?…[Read more]

3 Valuations and then run with the Average of all three Value wise would be my suggestion. That way it is a very fair way to go. I would also be using HER Choice of Lawyer to oversee the whole process and draw up the documents. This way she has chosen them and no-one can claim you took advantage. Naturally you would be wanting to use your own…[Read more]

North Lakes is a nice area, Depends on your investment strategy though. What are you hoping to achieve through your investing (other than making money?) I know of countless properties in the S.E. Qld Marketplace which will generally all perform in different ways and will all do what you want them to depending on your strategy.

Good…[Read more]

Good point Richard, The other difficulty you may face is only having 2 of 16 sold. It is possible though, and I’m sure there are a couple of us on here who would know the appropriate avenues to chase down in relation to your issue and rectifying it…

Stuart Milne
Non-Conforming Specialist
READY…[Read more]

Before I spend my Hard Earned on a phone call or one of your properties I have one question – If these properties for sale are so fantastic, then why aren’t they all sold yet? Why are you selling or trying to sell them here?

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055

Contact me off forum for further information in regards to this.

I will be hapy to supply the information you require.

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
stuartm@readymortgages.com.au
Mob: 0404 056 055