Originally posted by carpe_diem:
He has since offered me a below market price also and I’ve said get lost and comeback to me via mail to gpo address with an offer I cannot refuse.

You told him to get lost and stonewalled the negotiations in doing so. Now you need to re-pen the dialogue and come to the table without putting your cap in hand. (or…[Read more]

ok depending on what state your in will depend on the order of events regarding contracts etc: In Qld the contract is subject to building and pest inspection and finance provided you put that in your offer which will be in most cases on a contract. I have my own form on which I make a formal written offer and fax that signed and dated to the real…[Read more]

go to http://www.shieldcoat.com.au and follow the links to their section on application of covercrete stencilled concrete that will basically transform your existing mess into a tropical wonderland! (Well not really but it will tell you how to fix that problem…)

Stuart Milne

The ability to sell, and more importantly to listen. I am selling a property as we speak and the agent I had first listed the property with had decided to shotgun everyone and anyone through the doors in the hopes of getting a contract. to the extent that he took a mother and son through who wanted a two storey house with self contained downstairs…[Read more]

I just did 2 bathrooms, materials cost me $3000 Approx and labour including plumbing about another $3000. these were big jobs though as I had to remove and fill a sunken shower cubicle, replaster and sheet a couple of walls, and remove three walls and a wardrobe. it also included full tiling. I’m happy to say it was worth the cash to pay for the…[Read more]

does your roof need to be replaced or can you re-seal and paint it? the sealing and painting can be done yourself if it doesn’t need replacing? I would suggest 2 coats of acryllic bitumen followed by an under coat and two top coats of paint. A good airless and some PVA Wood Glue will assist with the finish and texture and the PVC when mixed with…[Read more]

ok you said you have had the property for 5 yrs and rented it out for 3? did you owner occupy it for the first 2? if so speak to your taxation professional or Terry W from this forum re nil capital gains payable due to the owner occupation. I would suggst this is the case but not knowing your situation exactly I won’t speculate.

If you are…[Read more]

Originally posted by queengucci:

I have gone all through every piece of documentation and contract and it is outlined NOWHERE not even at settlement that $10,000 was being taken out of my equity loan. They simply dumped the funds into my account minus $10,000.

The bank and the mortgage manager are stunned, and have confirmed it is not in…[Read more]

Thanks Marc, I checked their employment and whilst 2 of them have only been employed short term (1 for a week and the other 2 months) they came up ok. I also checked with their current Landlord and the reason for leaving there is a genuine owner re-occupation so that came up trumps as well. Great payment and maintenance history so what can i say…[Read more]

If the debt is repaid on those terms they have no right to list it on his baycorp file. I would take the terms and then appeal the listing. Baycorp will remove it and give them hell for that he has repaid the funds owed, so there is no requirement for listing…

Stuart Milne
Non-Conforming Specialist
READY…[Read more]

Market Value = The absolute maximum price the market will bear for the goods at that point in time. This is why it fluctuates so wildly.

With regard to valuers on one of my recent purchases the valuer was kind enough to bring in the Valuation at $4k OVER what I paid for the property, and that is before We started on the clean up!

Stuart…[Read more]

I believe you get a BCC Rebate

follow this link:

http://www.brisbane.qld.gov.au/BCC:BRISWATER::pc=PC_1460

but be quick time is fleeting.

As for tax? Speak to your accountant…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
[email protected]
Mob: 0404 056 055

Terry you would probably be amazed at which lender had that fee. They may have changed it now, but it was on a five year fixed rate regardless of when during the fixed period the loan was discharged…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
[email protected]
Mob: 0404 056 055

Only 3% gee you guys are using the really nice lenders!

There are soem around who range up to 7% and this includes an internal refinance. Now that seems to be the pineapple treatment to me…

Good to see someone isn’t just focused on the rate and you’re looking at all of the options along with the full package…

Stuart Milne
Non-Conforming…[Read more]

You may (read should) still be able to obtain the FHOG as long as you have never lived in the Properties you invested in. I posted a link a while back to the Federal Govt Website on the FHOG Rules.

Thats a lot of Rent to be paying out. Are you perhaps in a position to purchase more property and move into cheaper accomodation? would this suit…[Read more]

<u><i>Originally posted by Rexilla99:</i></u>
I am looking for my next investment property number 2 , I am looking for a house and land package, I would like some advice on anything to look out for and tips.

1.how long is settlement date for house and land package.
2. What happens if the builder does not finish in time for settlement?
3. If I buy…[Read more]

Originally posted by Rexilla99:
I am looking for my next investment property number 2 , I am looking for a house and land package, I would like some advice on anything to look out for and tips.

1.how long is settlement date for house and land package.
2. What happens if the builder does not finish in time for settlement?
3. If I buy directly of…[Read more]

NRMA is my preference Pay by the Month…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
[email protected]
Mob: 0404 056 055

Bonnie if you are building two homes through them I would suggest you use that as leverage to get the tiles which are noted in your contrct at no extra price at exactly that.

Remind them the contract is binding, and you wouldn’t want to not use them next time…

Stuart Milne
Non-Conforming Specialist
READY…[Read more]

I believe “Reasonable travel Expenses” are allowed.

And I also believe that yes you can claim more than one trip per year if they are in different Areas.

Best to speak with someone like your accountant first though…

Stuart Milne
Non-Conforming Specialist
READY Mortgages
http://www.readymortgages.com.au
[email protected]
Mob: 0404 056 055