HI Richard,

I really appreciate you taking the time to reply mate.

Given your advice, where would you suggest looking to find someone who can help me get this intial structure setup properly form the start?

I live in Townsville and am struggling a bit at the moment knowing who to turn to. I am with CBA at the moment for our current home loan but i need to get the structure as you suggest setup correctly based on our situation before approaching a lender.

Regards