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Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 4:45 am
Thank you for ADSL. [:o)]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 4:02 am
Hi Kay,
Im up for a drink this friday night, if you want, you can have a beer with me now, i just live across from the pub and bottlelo. [][}]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 1:21 am
Originally posted by melbear:
However, buying an IP, and NOT living in it, you can still get the FHOG when you buy a PPOR.
Hi Guys,
What Melbear, said is correct. As long as the persons, interest in the property have not had an interest in any property prior to July 2000. Or any person July 2000 post. If so, you will need to get the property in the name of the person who has had, no interest before.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 1:13 am
Plenty of people will come…
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Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 1:12 am
Hi Gilad,
In order to have a positive cashflow does the mortgage have to be interest only repayments.
It really depends on what you want to do. There are many properties out there, that can be P/I loan and the rental still exceeds all expenses and payments. You are still able to pay down the loan, and still get cash in your pocket at the same time, with out having to put in a cent at all.
Though, if you are looking to have access and ability to have more funds available, I/O loans are great, but it will really depend on what you want to achieve and have one day.
Though for each person, depending on their circumstances and the property, it will depend on what outcome they want to achieve.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 1:00 am
Hi Actube,
Can you give us, some more details about, a non finished building, townhouse or unit?
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 12:58 am
Originally posted by ryanmel:
it’s good to watch these news stories, they can affect the market in that the casual investors who don’t want to do the research will act upon the tv and papers and go into buying or selling frenzies as per what they hear. a lot of people will panic. how many ppl have you had conversations with, who are looking at investing, but heard on the news the other day that ….blah blah blah….. just like news stories can affect share prices, same same.
Hi Guys,
Very much agree with this, there are many people out there, who dont follow the property market on a week to week or month to month bases.
There are many people, who are asking many ifs and buts out there, and the media can really infulence these people. This kind of infulence can cause some market draw backs to new property owners and investors.
But for the whole and many people who follow, should not worry. What were they saying last December? “The Bubble is going to Burst”. Just at the start of this year not even more than 2 weeks ago, many media and reports were producing and predicting, which areas that will have CG and that some places were still yet to double…
who do we trust? []
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 12:40 am
Hi Celivia,
Actually we did, we went to Harden, and they have a population of 3000 ppl or so, Very small country town i will admit, if you were driving by, fast enough, you couldnt afford to blink. []
Though with the trip, you learnt heaps about each town and it was worth the learning knowledge, though i couldnt picture myself living out so far in those areas.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 20, 2004 - 12:33 am
Hi Kay,
Actually it just started off, as a group of guys, just jibbery and talking endlessly about property. I think by the second meeting, we double in numbers, still all guys by then, but since we had about a 6 week break since the last meeting, because of Christmas and New Years, just heaps of people have been emailing an interest of coming along, to the discussions and to meet other property investing forum members.
Most the responses have been, “i’m interested in calling along to your next meeting, is it ok if i bring my friend or partner along?”
I mean this is great and all, and lots of people have shown interest in coming along, but we thought it would be about 12 people who would just want to come along every month, just to catch up, talk lots more about property and learn more or build up a network of property minded friends.
Though the interest shown, is that its just more than a network of friends, by the amount of emails, its more like a community of lots of people.
At the moment, just trying to work out, what we can do or what is a better idea, that anyone can suggest were we can all meet and just talk. [:o)][:o)][:o)]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 10:07 am
Hi Diclem,
I agree, there wasnt too much meat to back up, what they say, one organisation was saying a high percentage or 20% now thats a real drop in market price. There would be more than just a 2 min television coverage. Honestly, prices might decline, in inner city units, but more will steady out and might be a bit slag in time before the prices start to increase rapidly like happend, but not to much to worry about. Interest rates are still relatively low compared to rates much seen long in the past.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 9:56 am
Hi LeighK,
Thanks for your kind words, ill wait and see what response the forum brings, but at the moment… theres not much we can do.
Cheers and thanks,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 9:41 am
Hi LeighK,
Its not only that, the place we have is to only accomodate 12 – 15 people, i got indated with about 40 or so emails and more with people wanting to come, and there is just no way we can accomodate everyone and be able to hold such a meeting point.
If possible, we might have to meet, were we can actually be able to hold such a large volume of people. Also there were another maybe 15 – 20 + people, who wish to attend but can not make it at all, which is a bit unfair.
But if we can source out such a place, were many investors are able to meet. Maybe this will be the more ideal way.
Sorry guys for the incovidence, will try to source out a place or else were to meet.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 9:21 am
Hi Guys,
Just wish to inform you, that due to many people wanting to come to the Sydney Property Meeting/Discussion on this Thursday the 22nd of January 2004 has been cancelled, as there are also many others who do wish to attend, but arent able to come, its been decided and only fair, that we have the meeting prosponed this week till a later week or so.
Thankyou for all the people who have replied, though sorry for any incovience caused.
A post about this cancellation has been posted to everyones emails recieved.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 8:18 am
Hi Rugbyfan,
Is that shot really you, skiing… if it is, thats a real mad shot… [^]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 8:16 am
Hey Guys,
im not sure if these are oxymorons, but ill give it a shot, ok i guess these might be wrong….
hot ice
peanut butter
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 5:14 am
Also Margaret Lomas has software available that can caculate depreication, for you. Very accurate in giving you future depreciation and diminshing values.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 5:11 am
Hi Guys,
You can also try going to http://www.downloads.com and do a search for personal budgets on there. There should be some free software, or trial software that you can test.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 5:00 am
Hi Kimtruong81,
This probably gonna sound like the wrong advice, but if you dont tell anyone, and your living there at the same time, it wont really hurt, if you take cash payments for letting them rent a room. I mean many people do private rentals, in letting peole rent a room on there PPOR, as long as you dont tell anyone, i wouldnt be to worried.
Sorry this might be the wrong advice, but c’mon many peole do this and dont say anything.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 4:54 am
Hi Guys,
Isnt true that on Aged Care strata titles, you must be age 55 or more to be able to live in one. So really, if so, aren’t you limited to which area of the market or people you want to targer?
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
January 19, 2004 - 4:49 am
Hi Guys,
C’mon, a crash? more like a decline or a steady out of prices for the next few days will be talked about on t.v. There are so many so called experts out there, yet they are only predicting and guessing and on what assumptions are they saying a property crash?
C’mon it takes a lot for a property crash to happen, and if one is to occur, the problem can be mitgated long before one happens.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million