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Still in School
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@still-in-school
Join Date: 2003
Post Count: 1,844
February 9, 2004 - 8:04 am
Well said Westan, totally agree with has been said and known… [^][^][^]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 9, 2004 - 7:59 am
Oh dont leave us Kay… []
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 10:37 pm
Hi Erika,
first up, i will admit, im the worse cook…
… i cant cook at all []
So during the daytime, i dont really eat much maybe, some packets of noodles, or pasta, but 1 or 2 meals in a day.
….but at work, we sorta help ourselves, we sorta go sifting through the restuarant kitchen, … really when im at work, thats really the only time i eat… during the daytime, i just dont eat… cause i cant cook… []
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 10:25 pm
Hi Guccigal,
Roughly in a range of, 5.2% – 12.7% (On the purchase price)
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 10:10 pm
Hi Kay,
lol… i just got a simple car, just one of those older Fords, but it does eat the petrol up… oh wait, could be also from sitting and waiting in peak hour traffic, when the roads just get so congested… [?]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 11:43 am
Hey Guys,
ok, ill put my 2 cents in, for $50, normally i can buy about 3 weeks worth of food, or just 1 weeks worth of petrol… [:o)]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 5:53 am
… now who took my body chocolate … [?]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 5:52 am
Hi dan_76,
lol… your like me, i also love my credit card [:X]
Cheers,
sis
(and still the credit card novelty with me, hasnt worn off)
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 5:50 am
Though Some great Mortgage Brokers that can help you, are MobileMortgage, TerryW and MortgageHunter, you will find them on the forum… best to send them a private message and tell them, these guys should be great in helping you in finding a loan and in getting started.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 5:39 am
Hi Lauren,
first have you spoke to a lender or a mortgage broker, first you need to determine your borrowing power, and weekly repayments, once you are able to do this, you will then be able to go on your succesful property hunt…
though a nice way to introduce yourself, []
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 5:33 am
Hi dan_76,
if you got the opportunity, use your credit card to gain frequent flyer points, thats one great advantage of the credit cards these days.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 8, 2004 - 5:27 am
Oh Hi Mel… [:X]
We were all wondering, where you went hiding off, in the last few days…
Missing Persons… Wanted found Dead or Alive “Melbear“
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 7, 2004 - 1:00 am
Well Said Richmond…
[^][^][^]… Sorry guys, but i also agree with both Richmond and Michael R on this perspective and totally agree with what has been said.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 7, 2004 - 12:22 am
Woohoo! [:o)]
Congratulations Pisces!
Our Newest Gold Member
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 6, 2004 - 3:40 am
Hi Guys,
Maybe its time to pull out the thread Dating Service [:o)]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 5, 2004 - 2:04 pm
Hi Guys,
Theres a sticky on the forum for books that have been read and reviewed.
Book Review List
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 5, 2004 - 1:56 pm
Originally posted by wrappack:
Personally, to help them into the market, I would do this. Firstly, NEVER go guarrantour for someone. If you are considering this, you do not understand the consequences, if you are seriously considering this, I believe that you are seriously naiive.
So how to get around it? A gift would certainly be better than signing an open ended cheque to the bank based on another persons future actions and life for 25 years, but I have a better option.
Hi Wrappack,
just wondering? why your not interest in going guarantor? I honestly dont think your naive, if you do. I have gone gurantor for quite a few properties and honestly never looked back or worried about it. Especially if its family, i see the more you can do and help them its a good thing.
Just quick example, if you are to gift someone the money, you either can refinance, redraw or pull out money, doing this your debt gets bigger, but if you were to just go gurantor, then you are only typing up your property against the properyt they purchase.
The good example with going guarantor is, when their purchase property has gone up in value, you can get it re-evaluated and then have your property released as security, now in a booming market, this is no problem, but even in a slow market, eventually intime, their property will have gone up in value and you will still be able to release the security one day.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 5, 2004 - 1:46 pm
Originally posted by bluecat:
I thought that if it was to do with a non-investment asset then it couldn’t be claimed but it is because it is being used for a new investment that it is deductible?
can anyone clarify?
Yes it can… [:o)]
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 5, 2004 - 12:17 pm
Hi Spideyman,
The evaluation, is a tax deductible expense and can be claimed.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million
Still in School
Member
@still-in-school
Join Date: 2003
Post Count: 1,844
February 5, 2004 - 12:14 pm
Hi c_paige84,
MortgageHunter is correct, Under FHOG ruling, this is fine and can be easily applied.
Cheers,
sis
People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million