Forum Replies Created
Hey Chan,
i havent got much time to post today, i gotta leave in another 40 mins and go back to class… tonight ill do heaps of posting…
ha ha ha <<<< Sinister Laugh >>>>
Cheers,
sisis this lady even female?
Cheers,
sisHey Chan,
were are you going? [ohno2]
Cheers,
sisHey Chan,
im feeling good, gonna pick on the posting today…
… i gotta be careful, your posting like mad and taking over everyones posting position…
lol… apart from that, nice and relaxing… [cigar]
Cheers,
sis[huh] im always confused… lol
nah this is me all day… [headset]-[computer]
and in class… [tired][sleep2][snooze]
Cheers,
sislol…
im watchin you Chan… [specs]
Cheers,
sisHey Mel,
not to sure by what you mean, i just went to those same sites and no effect happened with the zone alarm here.
Under the firewall/main tab.
what is your “interent zone security” set at and what is your “trusted zone security” set at?
kinda strange… but could be something to do with your current configuration set up…
Cheers,
sisHi Ez-rent,
your right, but also another thing i realise i forgot to add was that, with the IRR it can also take in account CPI increases and different rates of inflation, with this information, a property that may look positive, even if it provides cashflow, can still be negative or its future value is actually runing at a loss.
… but what Ez-rent has pointed out is very important and must be understood, when determining the IRR on a property whether it remains positive or negative on future values.
Cheers,
sisHi Guys,
your right on what IRR stands for (internal rate of return)
most people, probably never play with IRR or even know what it is. what the IRR allows you to do is, caculate and accurately predict, future capital growth and gain of a property, the future LVR of the property and its net asset value.
the IRR also allows to see, what the effect of repayments or balance will be in a few years time, or even the rise or fall of interest rates and its effect on the loan debt repayment and the net asset value of the property or just the asset value as a whole.
There are other ways to caculate and look at property, by looking at yeilds and cash on cash returns, but for real accurate and up to the minute in any market, either it be in any time or any place in the world or where ever and when ever, the IRR is the most accurate.
Cheers,
sisHi Kay,
theres another catch with I/O loans and that is with most lenders you can only pay no more than $10k a year, in paying down the prinicple on top of paying down the interest repayments, though different lenders have different rules, and there are big penalties that apply if you pay more than the allocated amount in an interest only.
Cheers,
sisHi Guys,
does anyone know a good accountant in inner western sydney? [baaa]
Cheers,
sisps… sorry, i just had to do that…
Hi Yack,
if you got sometime, or if you already have a property program software, see if has and if it can work out the IRR instead, this instead will give a much more accurate detail, also doing it this way, you can caculate future values over longer periods much quicker.
Cheers,
sisHey Kay,
its also a good idea to have a mixture of loans on your investment properties, but this will be dependant on your choice.
Cheers,
sisoh hang on…. i bet not say a word, lol… could cost me $500.
[jerry]
Cheers,
sis[whip] and [pimp]
love em!
Cheers,
sisHi Yack,
i have a book on technical analysis, read it and all, but really its too hard to tell, with how the market changes and all, best just to play with IRRs, sounds your pretty spot on with the technical analysis, only catch is, best to use your knowledge on futures (option), you seem to have a really good understanding of this.
apart from caculating the technical analysis, i would also work out and play with the equilbrum for the future demands of this property.
Cheers,
sisHi Yack,
I love Revenge too! [satan]
Cheers,
sis[hmmm][withstupid][inlove][inlove][blink][bonjour][comp][cigar][strum][grrr][fez][strum][hair2][happy3][headphone][headphone][handlebars]
Cheers,
sisHi Georgisj,
they can see what has been listed and provided on your credit file for up to 5 years, bankruptcy will remain on your credit file for 7 years, but they can see exactly how big the loan application amount is, but they cannot see or tell if you have taken out that loan, but do be weary, if they do see a number of loans in a short period of time, it can trigger off there thinking and they can catch you to if you try to change a small spelling or symbol in your name spelling.
[ohno2]
Cheers,
sisOriginally posted by redwing:Don’t you hate it when [grad]Still In School Goes all *cryptic* !![fear]
There are other ways, but there are more risker… back to the cryptic talk… [strum]
nad tehy od wrok, tohugh oyu rae tkiang bgiger rsik… [stun]
Cheers,
sis
