Hi Rob,

Heres their Annaul Report for 2003 Sept.

Have a look at page 5 and you will see, how highly geared they area…

http://www.stgeorge.com.au/resources/sgb/downloads/annual_report/2003/sgb_full03.pdf

its quite interesting too…

… could there be a possilbe takeover bid…

my guess… anywhere between, now and the next 18 months…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Guys,

just curious a little bit about St George… their bank and their lending capacity, has put them into a highly geared insitution, but also in a vunerable position.

… what worries me is, that and based on my own research and analytic assumptions(this is only an opinion and should not be taken the wrong way) that i can honestly see a take over bid from some of the stronger lenders and bank insitutions like CBA and NAB with in the next 18 months…

… does anyone see, this as a significant problem, in the later future???

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Kay,

talking about accountants, you know who my accountant is… but you can imagine, how big our verbal fights and disagreements are, there just not verbal, but swearing and huge arguements, that the whole neighbourhood can here…

… well we both have to completly different opinions and ideas (accountant and me)

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Devilcv8,

here are some suggestions,

• ask family and friends for as much as you can borrow, if thats possible.
• increase credit card limit as soon as possible,
• apply for another credit card,
• im not sure if you bought an investment property, (but if you did, ask the vendor to reduce the price, if further and more possible.)
• personal loan – if possible, but apply quick
• if you can and with your work, see if you can get some pay advance, or cash in some sick days and holiday leave (not, all work places allow you to do this, but it can be done.)
• another possibility is, borrow money through a private lender, though, their personal loan rates are a little higher

hope this helps.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Lizzy,

would you still be able to purchase a property and get the fhog. lets say if this was the scenario.

Some parents, have purchased, a property many years before the introduction of the FHOG. They help their eldest child in purchasing an investment property at the start of this year. (The mother or father, have put their name on the contract and on the loan documentation, in helping their eldest child, get their first invesment property, this year.)

Heres my question, if the son, now wishes to purchases, another property, and make it a PPOR, would he still be able to claim the FHOG, even though, his parents who helped him get his previous investment property…

… would he still be able to claim the FHOG?

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Marisa,

to me honestly, investing is not an emotional game… its all about figures, and ensuring, that you can make money or a return, on either your cash, equity or what ever sort of deal you pull together.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Guys,

not always, i like to share… really good information… but on this occasion, i just want to point out some main good points about townhouses.

In the last few years, and in the last few months, most of us, would have seen a booming market… prices went up, and buyers were popping up everywhere…

… due to this happening, in some but in many areas… the prices of houses are, well over the reach for many new home or first home buyers…

now thinking laterally, if you cant afford a house as your first home, you tend to purchase, a property that is, similar to a house… which infact, would be the townhouses… everything is there, like a normal house, except for some minor differences, that have been described in above posts.

… this is not a guideline or a suggestion, but if houses are unaffordable in an area, and townhouses are… watch the prices of townhouses increase and steadily incline, due to being the “markets affordable homes” – you will find that townhouses, arent as riduclously priced as single homes…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Mini,

im gonna have to call you the Cash Flow Queen…. come to the darkside… with sis, the Evil Negative Gearer… and let me hypmotize and posses your thoughts…. so you too can be an evil negative gearer…

but, on another note… how come you dont have a 100 word limit…? my one was limited some time before…. dont know why… but could not write long posts.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Yack,

yesterday, i attended the free midday seminar that was held. Did get to meet and shake hands with Robert Allen, but he is another Henry Kaye…

(he walked into the audience, shook many of our hands, and was sucking up… you know, the type that would introduce himself and greet you with his handshakes… and with his fake $1 million dollar US Bills)

… problem is, he got at least a minimal of 50 audience members, from the session, in which i was in, to sign up and workout some type of payment plan of $5000 each… and he believes he can guarantee you, that he can turn you into a millionaire in one year….

…. another one of his, nothing down stories, sorry but, i didnt like him at all, after the way he had the audience at the end of their seats, with his slick marketing skills, he got them to sign up and most likely secured them into his $5000 deals he was offering…

… but, i do definetly see… the ASIC and ACCC catching on to him very soon….

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Jen,

you will also find many of us… are studying for our MBA too…

Millionaires Bank Account…

Cheers and Goodluck,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million