Though i better mention,

You mention, you are going to improve your properites, an improvement, which gives your property more capital… in turn more equity.

Though if you do improve your property capital value, remember you cant claim this as a tax deduction, as this is a capital cost.

What you would have to do is take the improvement…[Read more]

Hi adrianqld,

Celivia’s idea is very approcable and is addressed in the best manner, for accessing more cash, but also increase your equity and property value further more.

Heres another good example.

Property Purchased Price: $175,000
Rental: $400 pw

One year later……

Property Re-valued – New Value: $200,000

In this senario, i would…[Read more]

Hi Bear1964,

Wish you best of luck in this new year, good luck, with your spotters service, you have the support from all us Bear-o-philes, and many property investing forum members.

Cheers and good luck to you,
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Thanks Steve,

As soon as i saw, the profit can be shown as ordinary income, it was like a new light shone upon me. [][][]

Will futher research and investigate this, but thanks heaps for your reply and web link.

Wish you a Happy New Year

cheers,
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life,…[Read more]

Hi mmworld,

I think the idea is great, but your in market were there is too much competition already. Maybe you would be better off, doing a dvd about Wraps, im not into wraps, but i know, many people out their dont know what it is, but would be curious to know.

Not much help here, but you are in a very competitve market right…[Read more]

Hi Steve,

So lets say i become a trader, how would i prove this to the ATO, or do i need to get some kind of forms from the ATO, to show proof, that i buy and sell property as a trader?

Or do i need to not have a job, to be a property trader?

cheers,
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life,…[Read more]

Hey Melbear,

Thats fine, just message me, when your up for a game. And be careful playing Matt, he whooped me and cleaned me up, i was left with mortgages everywhere and then, in the end, left bankrupt.

grrrr……

Well ill see you guys on, Online Monoply later on, but if anyone else is interested, come on and play.

cheers,
s.i.s

“People 4…[Read more]

Hey Melbear,

you still up for another round of monoply?
well if you are, well you want to make a time to play?

cheers,
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Hey Guys,

If any of you want to play an online game of Monoply.

My nickname is stillinschol on the http://www.games.com website.

Hey Matt, ill see ya in an hour on the monoply online.

cheers
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Hi Team,

ok theres always good old classic monoply, anyway, was just looking for a download link for it then,

but do you know you can now play “Monoply Online”

Anyway here is the link: http://www.games.com

Click on traditional games,
And on the next Screen, you will find a link to play monoply online, and against other people around the…[Read more]

…..
hold on…. just dotting down that page number to read, well i havent read the book…..

but this person, were they trying to get a pay rise or promotion???

[][][]

cheers,
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Well done Ian,

Though its a bit shocking, how much markup price and profit, these large companies… like harvey norman, bing lee and good guys charge.

oh well… life goes on

cheers
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Hi Martin,

This is not a good idea, well personally i think its not, but some of the Inner Sydney Studios, do give +ve cashflow returns, though, they are tiny i mean really tinnie and the servicability of the loans, maybe just a tad little harder as the studios are about 20 square metres big.

But these really tinnie studios, do offer some large…[Read more]

Hi Ray White,

My brothers gf lives that way, being so, had the opportunity of having a look at many properties in that area, was cheap long ago, but the prices of The Gap in some areas are still in the mid $300k’s though in some other parts of The Gap, you will find property well over the $1 million dollar mark.

Seems to be an alright place to…[Read more]

Hi Ian,

Dam those guys at Harvey Norman are expensive and dont budge much with price. Well done on your bartering. Have you gone and tried Good Guys, always find them great for negotiating, and best thing too that works with them ive found is, that after you negotiate the price down, tell them your a student and they even knock the price down…[Read more]

Hi booboo,

Commerical loans are a little harder to service, as most lenders, will only lend 70% of the intial purchase amount. Other thing to is, the loans are roughly about 2% higher too, and you have to pay alot of service fees and other related bank charges, that normally a residential property can be exempted, due to what type of loan…[Read more]

though all i can remember it has sumthing to do with Colonial First.

grrr…. i cant find those documents,

cheers – but will post more about them, when found.
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Hi Leigh,

I havent really shopped around, but as for insurance, im with CommInsure.

Very Simple to setup and new insurance policies can be quickly created, normally takes no longer than 5 mins.

Price – well its different for every property.

If you are after Mortgage Protection Insurance, Commonwealth Bank offer that again, but only up to…[Read more]

Hi Picja1,

One scheme is to offer tax breaks to property owners to rent at low cost.

What exact type of tax breaks, are being offered?

cheers
s.i.s

“People 4 get that by saving just $3 aday & investing it sensibly over a working life, you’ll end up wit around $1 million.”

Hi Fullout,

Another thing to, too remember, if you are claiming depreciation, on furniture and fixtures, make sure you right off the rest of the claim, when replacing the tiles.(This also applies to everything that is going to be fully replaced, dont just replace it, but right it off and claim it all)

In so doing this, you can save more dollars…[Read more]