Hi Mel,

Your quite the animal lover… [:X]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

nah, dont really listen to much to him, his music is a bit to soft on the r’n’b.

I like that hip hop stuff and harder r’n’b.

What about Missy Elliot?

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Guys,

Back to what type of Music, so im guessing not many of you guys listen to Rough Riders, DMX, St Ludicras or 50 Cents?

ok, well i feel nigelated now…[]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

dam… Mel beat me to this one to answer, oh well

Agree with Mel… []

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

What happened to guest #1, there no longer online?

Maybe did have some rest? or didnt go [8]

Are you still alive guest #1 ?

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Mel,

Have been looking at putting larger deposits into the deals, but i dont see any benefit, as im tying up to much funds and have less control of them that way. Though another option is, get someone to guarntor your loan and still be able to get servicibilty at the same time.

Cheers,
sis

People 4get that by saving just $3 a day &…[Read more]

Hi Mel,

What about this, you and me go into a JV, and we both can borrow not just a couple of million, but tens of million? [:o)] I have an excellent banker who gives nice and very attractive interest rate discounts? [:o)]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around…[Read more]

Woohoo! Congratulations Matt…

[:o)][8D][][^][][8D][:o)]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Jancrows,

Thanks for the advice, i do believe and very much agree, keep it all quite in what you have in a relationship, but funny thing not one ex-gf knows anything this side of me…

Just looked as a plain simple working student.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end…[Read more]

Hi Mel,

im not that aggressive, im nice and sweet too… [:X]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Mel,

Very much agree with you, (Also see that your in the 2 top posters now…. so jealous..[])

Though lets say, if they cant keep up with discount rent, then how do you expect them to keep up, when its time to up the rent again…

Honestly, other incentives like free movie tickets every now and again, are a much better idea, than reducing…[Read more]

Though tomorrow nights show will be interesting.

Expert advice about DIY Renovations, are they just cycling old news with new news?

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Well tonights ACA or was that TT, had an interest story about fitted shoes for young kids…

Now i hope you all didnt miss it. []

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Mel,

I would think that always having 20% equity is still being very highly geared!!

k, i beg to differ on this, 20% equity to me seems to low, if major banks offered 90% LVR, id run and grab that opportunity and go crazy like Broadway style.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life,…[Read more]

Hi Young Learner,

You can always refinance your loan, prepare to have some liquidatey in cash money that could be tied into other investment vehicles.

Or you can hold the ride out, there are alot of people who heavily negative gear, so to them a small increase in a +ve cashflow property or out of pocket expense, will not worry them to much as…[Read more]

does it include hand down experience…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

…but what happens when someone wants to type you down… []

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Im a bit weary on discount cheaper rent, once one asks they all seem to ask… Discount rent is ok, but it then becomes more of a hassel once they cant keep up with payments or they futher ask more discounts or later dates to make payments.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll…[Read more]

Woohoo! 323.5m [:p]

Alister – try hitting it low so it slides further than having its head planted into the ground.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Kay,

lol… please dont tell, as long as no one knows in the real world, then ill be looked upon as an innocent working student… []

lol… but dont tell please….. [:p]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million