Hi Erika,

first up, i will admit, im the worse cook…

… i cant cook at all []

So during the daytime, i dont really eat much maybe, some packets of noodles, or pasta, but 1 or 2 meals in a day.

….but at work, we sorta help ourselves, we sorta go sifting through the restuarant kitchen, … really when im at work, thats really the only time…[Read more]

Hi Guccigal,

Roughly in a range of, 5.2% – 12.7% (On the purchase price)

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Kay,

lol… i just got a simple car, just one of those older Fords, but it does eat the petrol up… oh wait, could be also from sitting and waiting in peak hour traffic, when the roads just get so congested… [?]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1…

Hey Guys,

ok, ill put my 2 cents in, for $50, normally i can buy about 3 weeks worth of food, or just 1 weeks worth of petrol… [:o)]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

… now who took my body chocolate … [?]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi dan_76,

lol… your like me, i also love my credit card [:X]

Cheers,
sis

(and still the credit card novelty with me, hasnt worn off)

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Though Some great Mortgage Brokers that can help you, are MobileMortgage, TerryW and MortgageHunter, you will find them on the forum… best to send them a private message and tell them, these guys should be great in helping you in finding a loan and in getting started.

Cheers,
sis

People 4get that by saving just $3 a day & investing it…[Read more]

Hi Lauren,

first have you spoke to a lender or a mortgage broker, first you need to determine your borrowing power, and weekly repayments, once you are able to do this, you will then be able to go on your succesful property hunt…

though a nice way to introduce yourself, []

Cheers,
sis

People 4get that by saving just $3 a day & investing it…[Read more]

Hi dan_76,

if you got the opportunity, use your credit card to gain frequent flyer points, thats one great advantage of the credit cards these days.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Oh Hi Mel… [:X]

We were all wondering, where you went hiding off, in the last few days…

Missing Persons… Wanted found Dead or Alive “Melbear”

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Well Said Richmond…

[^][^][^]… Sorry guys, but i also agree with both Richmond and Michael R on this perspective and totally agree with what has been said.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Woohoo! [:o)]
Congratulations Pisces!
Our Newest Gold Member

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Guys,

Maybe its time to pull out the thread Dating Service [:o)]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Guys,

Theres a sticky on the forum for books that have been read and reviewed.

Book Review List

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Originally posted by wrappack:
Personally, to help them into the market, I would do this. Firstly, NEVER go guarrantour for someone. If you are considering this, you do not understand the consequences, if you are seriously considering this, I believe that you are seriously naiive.

So how to get around it? A gift would certainly be better than…[Read more]

Originally posted by bluecat:
I thought that if it was to do with a non-investment asset then it couldn’t be claimed but it is because it is being used for a new investment that it is deductible?

can anyone clarify?

Yes it can… [:o)]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end…[Read more]

Hi Spideyman,

The evaluation, is a tax deductible expense and can be claimed.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi c_paige84,

MortgageHunter is correct, Under FHOG ruling, this is fine and can be easily applied.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi damiel18789,

Cross-securitising, has the same name as cross collateral, what that means is, your tying up collateral (equity) from one property and from another to be able to purchase or borrow against, in being successfully able to purchase another property.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a…[Read more]

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Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million