Hi Mini,

your correct in what you say, but do please have a read of what i wrote again,

is positive cashflow the real way to go, even if the property doesnt make any capital growth over time, or takes many years to go up in value,

as long as your property does go up in value, its fine, but the value of the property has to index to the increase…[Read more]

Hi Guys,

with cba have got some pretty low loan rates for some invesments loans, one was down to 5.05% and then further brought down to 4.95%, but cba are pretty negotiable with rates.

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

just up the rent, honestly why worry if it still undermarket value, if this person cant get any cheaper else where, theres not much they can do with up rent that still remains the cheapest…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Kay,

thats correct, the proper term actually used is neutral gearing, but, she refers to it as positive cashflow, yet the twist to this all is, she uses a 21YD form or now known as a 1515 (i think), which allows you to get your tax back every week instead of having to wait till the end of the financial year, doing it this way, will then cause…[Read more]

Hi Celivia,

unfortantly, i wont be able to attend, but if any thing from now till then, that keeps me here, you can count me in, went to last years one, and it does go off.

… heaps of gurus, but you just sit there, on every word they are saying, hoping they drop off a hint or suburb, in which they are investing or going to invest… but, when…[Read more]

Originally posted by georgisj:
Tell me, how does one achieve financial freedom on $1646 profit per year and the probability of a very small or negligable capital return. Even a 10% increase on $25000 is only $2500.

James

Agree, a property that maybe +ve cashflow today, may look like an excellent deal…

…but if the irr does not stack up over…[Read more]

Hi RussH,

didnt see any expenses to be subsidise, but with your figures it all stacks up well, but heres the problem, if your going to base your figures on cocr, what about the irr when the property is still renting at $90pw, in 5 years or even 10 years…

…but lets assume the rental has gone up from $90 a week to say $120, and the value of…[Read more]

Hi Guys,

it is harder to find +ve cashflow properties, but, really you have to ask yourself is positive cashflow the real way to go, even if the property doesnt make any capital growth over time, or takes many years to go up in value, im more of a -ve gearer, but i do invest in both, but over time +ve cashflow properties that dont go up in value,…[Read more]

Hey Celivia,

dont know if you know, but theres a Property Expo at Sydeny Darling Harbour this friday – sunday, at last years one, Margaret Lomas was there and was a guess speaker, though i dont know if she will be there again this year, but if you have the chance, it will be definetly worth the going…

Cheers, sis

People 4get that by saving…[Read more]

Hi blondie_bec,

wont take too long, after a short while, you’ll get so carried away, you’ll forget what work is… [lmao]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hey Celivia,

it sorta works out like this, this wednesday, head up to brissy, for the night, then following day, going to asia, (cant say were, but doing some guarantees and might buy), then head back to brissy, for a week, catch up with some friends and finish off some paper work, then head back overseas (to a secret location… cant say were…[Read more]

been looking at some highly -ve geared properties, and been signing more contracts, but have booked some tickets for my brother and me to travel to overseas for the next 6 weeks to 2 differnt countries…

Cheers,
sis

ps… i recieve my platinum card to today… [thumbsup2]

People 4get that by saving just $3 a day & investing it sensibly
over a…[Read more]

Hi residentialwealth,

if interest rates rise tomorrow, ill come along and join ya… [rambo2]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Originally posted by residentialwealth:
To advance the origional question I would like to know how may people on the site own any property at all who post comments. regards Phil

Hi residentialwealth,

have property and do post…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up…[Read more]

Hi PurpleKiss,

so far been awake for 3 days and no sleep…

…. lol just joking, Mini is right,

Originally posted by MiniMogul:
but consider the possibility that SIS has cable modem and stays logged on even if not actually using the site.

[whistle]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working…[Read more]

Hi HHH,

got a little lost in your post, but if you only want a LOC of $20k, maybe you might be just better off getting a credit card with a $20k limit…

but also not all debt is deductible on a LOC, check with your accountant first, which ones are… and in what you invest and purchase for your business.

Cheers,
sis

People 4get that by saving…[Read more]

Hi itsamoorey,

im not sure if you want a book on IRR’s but the best way to do IRR’s is to use property software program, there way to hard to on paper.

the 3 main caculations most people use for finding returns and % amounts are.

Yeilds
CoCR
IRR

the rest are more of formulas that the guys and gals on here use for quick arthmitic, with out…[Read more]

Hi Yack,

heading over to Parramtta Westfield, but no investing or market researching today, if anything just catch up on some filing…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

i think we both have bad luck Guru…

[glum]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Ez-rent & Mini,

Agree with you guys also,

but, knowing and understanding all these caculations, make investing so much more fun, yet much more rewarding….

Good luck to both of you and wish you’s greater success in all your investing…[king]

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life,…[Read more]