Hi Westan,

N.Z. definetly offers that attraction….

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Kay,

lol… i didnt even know thats in Jamies Video… i thought he was just all about cover calls…

oh well…

ok, one way that this can easily be done is, apply for a loan for an investment property, let it perform, after some performance, refinance and take out the orginal capital you began with, go to another bank or use your same…[Read more]

another quick example is…

theres a person who buys a property, puts $20k in to purchase a $100k property… property goes boom, and the person holds on…

ideally, i would take my profits and run and reinvest it into the next boom, now i have both my profits to invest with, but also my orginal capital to begin with… and then with a little…[Read more]

Hi Kay,

ill try to give the best example, try picturing a share trading chart…

theres a share, that steadily inclines, and increases upward over many months…

theres also a second share, that is going sideways, continously its going up and down and the share is quite volitile, but also its following the trend of the first share were its…[Read more]

Hi Ezy.home.loans,

personally, for me its how quickly i can move money around, the faster i can move money around, the more money that can be made, for example…

the money goes in one deal, and then comes out again, but at the same time, so does the profit, move on to the next deal and keep putting money in, and then taking it out and…[Read more]

Hi Mortgage Advisier,

lol… i think you scared everyone away, but lets say if we punched thoses figures in to an IRR caculator with capital growth at about 10% a year…

… you’d still be well ahead, and over time, the net yeild over the owning mortgage, will increase, and in time blow out both net and gross yield figures that are…[Read more]

Thanks Monopoly and Derek,

and everyone elses for their responses, feeling much more assured now…

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Monopoly,

the caculation you have described above, is the only way i know in caculating annual yeild…

as opposed to gross yeild and net yield of where you just add, or subtract, all your expenses from the annual rent.

and then work it out, with the same caculation as above to get your gross or net yeild figures.

Cheers,
sis

People 4get…[Read more]

Hi Monopoly and Guys,

on another note, and trying to work things out…

lol.. im confusing myself now…

but does Corp. Body fees also, cover public liability?

Cheers,
sis

ps. thanks in advance, much appreciated

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Monopoly,

are you referring to public liability?

yes and also lost of rent…

… just trying to workout which is the best insurance to take out if, building insurance is taken out by Body Corp fees. or if there is any other necessary insurance needed, that isnt covered by the Body Corp.

Cheers,
sis

People 4get that by saving just $3 a day…[Read more]

Hi Guys,

ex student, but every now and again, doing some short course.

night worker – maintenance guy…

soon to be fulltime investor

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Thanks Guys,

so, all really, that is necessary, due to a body corporate fee is, just really your landlord insurance…

is that correct?

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hey XXX,

rock on brother…

Capital growth is what increases your wealth

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Celivia,

for staying calm and relax, when most people would be stressed and many would have countless sleepless nights, to be honest i sit on a 10, my nerves and risk tolerance, can stay very calm and with no slight indication of stress or nervousness, im no superman, but i feel i have been gifted with the nerves of steel…

as for my gearing…[Read more]

Hi Kay,

interesting post, lol.. you know me, im always buying, and offloading, as little as possilbe… the year is definetly shaping up, and hopefully this july, will be purchasing a PPOR, am looking still at investing overseas… but am keeping very quite and where abouts in which country, though if i do, will be definetly buying a few in a…[Read more]

Originally posted by Physics:
Hi Glen,
You’re correct, any property can be made cashflow positive with a sufficiently large deposit but that’s not the point. It’s the return on that deposit that counts, or to use Steve’s terminology, ‘cash on cash return’.

A positive cashflow property returning 4 or 5 percent is a waste of time and money (unless…[Read more]

Originally posted by Chan$:
Monopoly,
Success is a journey, not a destination….not alway true.

Success is a destination, not a journey….trading

Hi Chan,

heres another motivating… saying…

“The Trend is your Friend”…. Trading

Cheers,
sis

ps… are you going to that seminar, this coming tuesday night with Robert Allen…?

People 4get…[Read more]

Hi CastleDreamer,

yes, will be over there from late june to early july, but not in the interest of looking at property, just a holiday and doing some skiing… and having a quick break from the investing game…

… will be going to both north and south island, but just out there to have some fun…

Cheers,
sis

People 4get that by saving just…[Read more]

Woohoo! Congratulations
To Kay Henry
Our Newest Forum Moderator

Cheers,
sis

People 4get that by saving just $3 a day & investing it sensibly
over a working life, you’ll end up with around $1 million

Hi Guys,

thought i’d show you guys quickly why i voted for the property for 160K with only a 5% return AND a 7% CG rate expectancy.

simply based on the information…

Property @ $160 @ 5% rental = $153.84 a week in rental 0r $8000 an annum

based on an interest only rate of 6% and overhead weekly expenses of $60 per week or $3120 per…[Read more]