ok I too am a newbie to this forum.  I can see the potential in propertys but dont have the capital to put into buying an IP at the moment, and patience is not one of my strong suits!!!  I recently purchased my own home (4 bed 1 bath garage and underhouse storage) and put 20% of my own money into the deposit with has now grown over the last 4 months since i moved in.  Being impatient I would love to go out and buy more property but silly me put all my money into my own home.  So how can I get more money to purchase my first IP?  I am paying almost double my repayments per fortnight, and want to continue this to decrease my interest repayments.