Hi,

Interesting points made here.

Re: experience, if you were looking for weaknesses then the length of my time in the marketplace is certainly a point open for debate.

Moving sideways a little, two arguments that have come up recently cause me to chuckle.

The first – my success is a function of being lucky in the market. E.g. “if I had of bought when you did then I could have done it too!” In that case you have to ask – why didn’t you?

The second is – your success is because you are an accountant. Er, perhaps, but show me another accountant who has done what I’ve done and I’ll be more inclined to agree.

I may not know much, but what I do know I know well enough to profit from it.

Truth be told, you can always find a reason not to act. In relation to the seminar – it might be too expensive, or it might be too far away, or who knows how many other reasons.

But spend a moment thinking about reasons why you might come and how you might benefit from the information and the experience.

Now, did someone mention chocolate cake? I might go and find me a piece []

Bye,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi,

I’d have to agree with you fitness.

For me it is a struggle to mention what I do becuase it places me in a context that a lot of people don’t understand.

Sadly, friends have come and gone along the way and will no doubt continue to do so. Having said that, other friends have been there well before it started, so there is something even more special.

In many ways the friends that pass on are as a result of us losing that ‘something in common’, kind of like when high school ends and people move on.

It’s nothing personal, just a change in interests – like when you have kids and some of your friends remain single… you just gravitate to those friends you have that understand the kidilink issues.

As for the posts here about half truths etc. Nonsense. It displays a lack of understanding by not living in the situation. I tell people I meet I’m an accountant – I need to do this to provide a context that people can understand.

It’s not about money… it’s about the way life is.

Cheers,

Steve McKnight

P.S. What is ‘bsdn’?

**********
Remember that success comes from doing things differently.
**********

Hi,

For more information on this virus and a free utility to clean it visit: http://www3.ca.com/virusinfo/virus.aspx?ID=38102

Bye,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi Leigh is right…

Bill it is likely that you have my e-mail address stored in one of your e-mail boxes, in a contact list or something similar.

Or alternatively, someone who has your e-mail address also has my e-mail address and the virus added the two together and tried to replicate itself via e-mail that way.

We are very anal in our office about being vigilent with viruses, so rest assured, it did not come to you via an infection at our end.

Cheers,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi,

Indeed – welcome back, although I share Del’s interest in knowing why you’ve jumped back in given the incidents of late last year.

Still, it doesn’t really matter. Let’s just get on with helping people with their investing with some useful and thought provoking discussion.

Bye,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi,

The rule of thumb is higher debt, bigger risk.

Personally, with things as they are at the moment, I don’t think there’s too much risk of interest rates moving beyond 7.5% in the next few years.

I think the article assumes that investors keep gearing levels high (maybe on an I/O basis) – my advice is that if you have a plan for getting into debt, you also need a plan to get out of debt. Nearly all our loans are P&I.

Cheers,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi,

When the new forums came online I split up the one generic Property Plus into smaller forums so people with a particular interest could post to a more relevant area.

All old posts remain in the archive area.

Cheers,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi… sounds like a nasty situation.

So you keep the deposit, right? But before you go ahead and sue, make sure there is some bread in the cupboard.

Or perhaps this is a chance for you to lease-option or wrap the property and come to a win-win outcome?

Solve problems and you’ll make cashflow!

Cheers,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi,

Fair enough. Criticism accepted.

But… Leigh, I gave you a book close to Xmas… should I give everyone a free book in the sake of fairness, or should I show my appreciation and reward you for the help that you’ve offered me?

Perhaps the people concerned don’t post as much as some, perhaps they have helped out in other ways and this is one of the ways I am able to return the favour.

As you know and others know, I’m more than generous to people who help out.

Bye,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********

Hi Leigh,

Aren’t you married [8]?

Nah, unless I felt really compelled I’d have shaken my head but not said anything.

Cheers,

Steve McKnight

**********
Remember that success comes from doing things differently.
**********