Hi Jamie  from what I understand they set up a system of wealth creation through properties which will eventually be self perpetual. But I know they do this primarily through negative gearing initially,  which is why I was wondering if anyone else was currently using there system and if so how was it going for them.  I pay them but out of my tax which they save me not from my net income. I am supposed to benefit by them saving me tax and by them helping me to keep track of my money and invest it in high grow areas. It sounds to me exactly like a negative geared system. That's why I am seeking other clients of theirs to get their opinions.