Hi all,

I’ve found plenty in this thread that seems to be relevant to my situation, so rather than starting a new one, I’ll simply tack mine on here…

“What do I do next?” is a key question for me right now.

I am 29, and after 8 years working my backside off in sales, earning great commission and being ULTRA frugle, I have managed to fully pay…[Read more]

Very true words, Woodsman!

And just to hammer my point again, I recently read an article about the alarmingly high number of 18-25 year olds with a credit card debt of around $3-5K (most likely at about 16% interest) -and people are jumping up and down about HECS???

It’s just a pity that in all this education, very little is taught about money…[Read more]

I fail to see what any of this has to do with property investing but since others have railed this thread into a HECS debate/whinge fest, I’ll throw in my two cents…

#1 Who ever said a tertiary education should be free? We live in a ‘user pays’ society, deal with it…

#2 HECS is an interest free loan which is indexed to compensate for…[Read more]

Woody88,

As per Lucifer’s comment, get ‘$1m in Property in One Year’ and turn to p.160 – “The opportunities of today are not related to location, they are related to circumstance.’ Also, take on the idea that +CF deals are MADE not BOUGHT and you’ll move past where you are now.

Cheers,