Thanyou to all those who replied. My gut feeling was that it is a bad idea and you have helped me confirm it. I will stay away from it. Just have to decide what to do now.

Spidey. [}

Thanks Simon for the quick reply. I really need a new accountant. My current one is such a tool. I’m not going to pay off any more of it from now on, that’s for sure.

Spidey.[}

My sister is a solicitor and her firm deals with clients in Vic who are being investigated re: FHOG.

Her view is that you must live in the property for 12 months or you will have to give back the $$ if you are investigated.

Spidey. [}