Yes, I too have sacrificed a lot of time – and I haven’t even bought a property yet!!! Not only that, but I have sacrificed a lot of those consumer items that many of my friends have rushed out and bought. I’ve been a real tighta— when it comes to buying new clothes and deferred the purchase of a car indefinitely. My thinking is that, when I can…[Read more]

I don’t mean to cut you down completely, but I think you will struggle with servicability. I work on a casual basis, consistently taking home $500p.w. I have a little over $15,000 saved, living at home etc. and still couldn’t get a loan at all – for anything between $65k and $150k. How long have you been working for this employer on a casual…[Read more]

… I am beginning to think this is some kind of joke – Tough Deal – I think you should give us a bit more information. Have any of the moderators seen this topic???

Age doesn’t negate effort – you can never be too young or too old.

This sounds a bit weired, but on a serious note, do you actually get the fish delivered to you or what? Do you have to market them? I’m not knocking your strategy – you could be on to something, but could you please let us know a bit more – what sort of price? where did you come across this sort of thing?

Age doesn’t negate effort – you can never…[Read more]

…your phone magically unlocks itself in your pocket, then calls someone in your speed-dial list. This person is usually the most expensive one of all to call and they sit on the line for a while, just as confused as you are when you get the bill.

Age doesn’t negate effort – you can never be too young or too old.

I would have to agree with the Honda Civic idea – I’ve got a mate who is importing mini motorbikes from china – they look awesome and go like the clappers. He displays them on the back of an old ute he bought off his boss for $800. He paid a few dollars for some signwriting on the side of it and now he’s selling heaps of them leading into…[Read more]

Blackjack – you sound a little twitchy – maybe you should go and have a smoke now! Be honest – how many minutes or hours have you had to wait at the smokes counter to be served??? It would be far fewer than those lost waiting in the grocery queue.

Can I ask where you are from – every Woollies I’ve ever been to doesn’t make smokers wait – maybe we…[Read more]

I have no idea about Philip Island property, but, are these areas anywhere near where the motor racing events take place? You could rent them out for exhorbitant amounts of money during these events – there are a lot of revheads out there with a lot of money to burn supporting their sport.

I once slowed to 20kph in an 80 zone for a guy tailgating me. There was a rockface on one side and heavy traffic on the other. We were the only two cars in our lane though so it didn’t affect anyone else – the guy was furious – even more so when my little brother got a bit, umm, cheeky, so to speak.

I think he learned his lesson.

Age doesn’t…[Read more]

Anyone out there?!?!? There’s heaps of us!!! Where abouts are you based?

Forget the peer pressure – I know exactly what you mean – in fact, I have told very few of my “friends” about my aspirations to buy property. Their idea of getting rich means going to uni, getting a good degree, finding a good job and buying a nice house in the suburbs with…[Read more]

Thanks for clarifying that one for me Gramyre – I didn’t know as I don’t own a car. I’ve got my eyes on a larger prize – a house!!!

The sacrifices we make eh?

Age doesn’t negate effort – you can never be too young or too old.

I know all the companies that offer these debentures must lodge a prospectus etc, do these tell you what they are going to do with your money? If not, is there a way you can find out – I’m sorry – I have a very limited understanding of these at the moment – pretty much sums up why I’m asking.

Don’t want to get trapped in something I don’t know…[Read more]

Maybe this is just me being me, but I don’t think I would ever put timber floorboards in my bedroom/s – nor would I want to rent a house that had timber bedroom floors – I know someone that has got them and they are terrible. The rest of the house is fantastic.

Living areas – timber.
Bedrooms – carpet.

I know you were focussing on yields but…[Read more]

If the other car did an illegal u-turn to hit yours and write it off, shouldn’t their 3rd party insurance cover it??? If this is the case, you shouldn’t need to worry about financing another car, enabling you to pump your money into something that APPRECIATES in value. Am I missing something here?!?!?

Also, may I ask where this 45k – 65k place…[Read more]

I completely agree with you lifeX!!! A lack of financial literacy. I have held the belief for a while that “Financial Literacy” should be a compulsory subject in all schools from 7th to 10th grade, with the syllubus written by a number of investors specialising in various fields.

Commerce skims the surface, as does Maths, and Business Studies is…[Read more]

Or maybe we could hear from someone who has/does work in one of these telemarketing call centres for one of these companies and some of the strategies they use. i.e. what they don’t tell you about what they are trying to sell you.

Age doesn’t negate effort – you can never be too young or too old.

I think we need to start applying (or trying to anyway) Warren Buffett’s investing methods to property.

Who cares what the economy is doing??? Whether we’re in a boom or a recession, there is still money out there to be made – it is the intelligent investor that wins – alexlee – I totally agree with you on that.

Buffett buys shares in companies…[Read more]

Hi Nathd,
Do you think you might be able to get her to sign an agreement saying that she can live in the place half price while you do renos, so long as you and your tradesmen can access the place at will during business hours or something similar – that way you don’t have to get rid of her altogether. It will also make sure you get a small income…[Read more]

inez,
I think you have misinterpreted this topic – it discusses a problem whereby the purchaser of a property wants to take occupation of the property they have submitted an offer on, however, there is already a tenant in it. The purchaser did not write the lease, only tried to help the current tenant relocate so they could move into the place…[Read more]

Thanks for the support lifex. Keep the posts coming…….

Another tip – it can be good to think about property decisions at a time when nobody else is!!! People might accept a slightly lower offer on a property this close to Christmas – after all – who wouldn’t want a nice healthy deposit cheque stapled to an offer for their property at this…[Read more]