I have just attended one of premium finance services subsidised weekends in Brisbane. Lovely weekend, met some old friends, had a good time…. but …. I have some concerns and I am hoping someone can allay my fears. They had this program (probably excel based ) that showed if I payed them $6580 dollars a year it would some how cost me less ( as if the ATO would pay me 110% of the cost ). The next point is,  the original saleman who made the home visit said that our desire to invest in our local region would be OK. However this was totally disregarded, with comments like they believe our local market is over priced and we're likely to have a loss in value, then continued to promote the Brisbane properties.. Which in my view has the chance of becoming a future slum.