Forum Replies Created
Hi Paul,
I’m no expert at these financial things…personally I just prefer to spend the money, but I know that if you have a loan over $300,000 you actually qualify for a .5% interest loan discount. Ring up ANZ and after the usual run around/telephone tag they play with you, they will put you through to someone who deals with finding the right package for you. A professional package has some nice little quirks and if your an existing customer you can negotiate a deal with them. We did.
Cheers
Sooshie [
]There are no problems, only solutions!
Hi cgj1981,
I forgot to mention… There are more links to chat sites at the ‘Useful Links’ Posting. Thanks Watto for giving cgj1981 a foot up!
This is a great forum!!! [
]Cheers
Sooshie [
]There are no problems, only solutions!
Hi there,
AD provided this one:
http://www.financewraps.asn.au
Cheers and thanks AD
Sooshie [
]There are no problems, only solutions!
Hi,
I’ve sent you an email regarding the info you requested.
Cheers
Sooshie [
]There are no problems, only solutions!
Hi Lawrence,
Depends on which financial institution will look outside the square.
Her ability to repay you will also go a long way to provide inertia to her claim for a loan in order to refinance. They can’t discriminate because she’s a single mum on a pension, they will generally look for another way to exclude her from their books (if she’s deemed a risk). You might need to get creative and show that she has a good credit rating and that the capital growth in the area has increased, thereby if her house (your wrap) is used as security for her loan (when refinanced) it will be worth something to them if they have to bail out fast.
I might be wrong on this, but I’ve read something similar to this in one of Margaret Lomas’s books (I think it was hers…)
Cheers
Sooshie [
]There are no problems, only solutions!
Hi Paul,
Welcome back again…
Just a quick question. Do you have a professional package with ANZ?
Or standard P&I loan?Cheers
Sooshie [
]There are no problems, only solutions!
Hi Brent,
So that’s why I couldn’t get onto the site… I kept thinking I’d made a typing error when I was putting in the web address…
Only took me 8 times before I realised something was amiss. That’s what happens when you have NO sleep…Narcosleepy Sooshie [|)]
Cheers all [
]There are no problems, only solutions!
Hey there Watto,
Checked out the link and tested it out… Mind if I transpose it to the ‘Useful links’ post?
Cheers
Sooshie [
]There are no problems, only solutions!
Hi there,
There is one at John Burley’s site and hopefully there will be an interactive one here soon…Just ask Santa Steve ! [
]Cheers
Sooshie
There are no problems, only solutions!
Hi all,
Steve, If you feel like ‘Yoda’, I know why your moves are as good as his. Personally, after the week I’ve had I feel like ‘Jabba the Hun’. I think I may have put my foot in it somewhere in this posting…
Got to get some sleep…
Sooshie [
] [|)]There are no problems, only solutions!
Hi Nick,
Welcome to the forum! I read your post with delight as it is really uplifting to see younger people getting serious about their future instead of gratifying their wants immediately. [
]
I read that you are studying Law. Congrats! Having studied myself, full time and 2 part-time degrees at once, I can assure you that the work load only increases. The last thing you want is to have worries with other things in your life whilst you are studying. I am sure you are quite capable, but it is just NOT worth the hassle trying to juggle everything yourself.
Perhaps try and find a friend or partner and go halves with investing. It can be drawn up legally and it might be easier to share the responsibilities. As you can see there are others in the same boat. Brett’s post is an example of this.
I suggest sitting down and creating a goal for the next 2 years, 5 years and 10 years. Think of the other responsibilities you might have and see whether you might be asking too much of yourself in trying to do everything yourself.
Perhaps your parents might want some involvement aswell, especially if they go guarentor (excuse my spelling).Okay, probably overload now…
Cheers and have a great weekend
Sooshie [
]There are no problems, only solutions!
Hi all,
Here’s a new link…
http://1000bestlenders.com/findwhatrealestate.html
It might or might not help. I think John was having trouble with his bank… maybe have a peek at this and then hardball your own bank..
Cheers and Have a great weekend…
Sooshie [
]Ahhmmm…I think the above link is from U.S.A… oops.
Another link which is not Australian is
http://www.russwhitney.com/?sel=fw but there you have it.Bonk on the head for Sooshie! [
]There are no problems, only solutions!
Edited by – [email protected] on 29/11/2002 10:06:42 PM
Hi Persistant,
Just wanted to know how you’re going and whether you’ve been able to find a solution.
Good Luck and hope to hear from you
Sooshie [
]There are no problems, only solutions!
Hi there,
Wouldn’t mind that spread… What are you doing to reduce the mortage on your house?
You feel like a mushroom? Sorry did I miss something?
Cheers
Soosh [
]There are no problems, only solutions!
Hi Matt,
Welcome to the forum [
] There are wrappers in Sydney and I am sure that they would offer you some info on wraps and some contacts. I suggest doing the cheaper alternative by talking to other wrappers and then to collect the accountants and lawyer etc for your team. This way you can learn first without the cash expenditure…(says me $1700 later out of pocket [8])! You’ll then get a feel for what you are looking for and then you can match up the person to the ‘goal’ you have to see if they meld.Cheers
I think I should now call myself Den Mother… [:0)]
Sooshie [
]There are no problems, only solutions!
Hi all,
Yes Michael your 110% right! It’s because of team effort that the ‘useful links’ posting is so successful and helpful to all newbies and others alike. I couldn’t have done it without all your postings, useful tips and information. So a BIG THANKYOU to all of you out there who participated and made the post happen.
Big smiles all and keep up the good work[
]Cheers…2 more sleeps to the weekend…[
]Sooshie [
]There are no problems, only solutions!
Hi Bruce,
Sounds like you need a bank that thinks ‘outside the square’. Don’t get frustrated get even.
Obviously their not interested in your welfare but theirs…Look around there are some links posted in the ‘Useful Links’ section that has bank comparisons, loans and professional packages and the like.
Good Luck
Sooshie [
]There are no problems, only solutions!
Hi all,
Thanxs Tara for your post [
]I’m not sure if I’ve given you this link before but if your after renovating ideas etc…
http://www.bhg.com.auCheers
Sooshie [
]There are no problems, only solutions!
Hi Mark!!!
How’re you going?
Adrian, I’m not sure if you went to Steve’s seminar, I assume you didn’t, but there was an accountant there named Mr Paul Harper, from Jeena Partners. I know he’s hugely busy, but I believe he has a kit that helps people to structure their affairs in the best possible way for investing. He’s brilliant and I’m sure Steve would agree with me (especially because he’s a key note speaker at Steve’s seminar).
If you want his details, just leave a post or email me. Bye the way, I don’t work for him! It can’t hurt to find out more anyway. You could always ring up your local CPA advisory service, but I’m not sure how much help they would be.Cheers
Sooshie [
]There are no problems, only solutions!
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