Hi Chris,

I wouldn’t be panicing if I had the two IP’s described above. That said, is there any way of increasing the rent via minor/low cost improvements? This would start to take you closer to +CF.

With people leaving town at Christmas can I assume that you live in a “university” town? I ask because as a uni student I learned that the best…[Read more]

Hi Anthony,

Insuring a duplex must be one of those grey areas. We recently bought a duplex building (not strata titled) and found that some insurers wouldn’t cover it at all, some would only insure the two sides on separate policies and others would insure it as a single building. The cost also had up to almost 200% variation.

Although our…[Read more]

Hi Marita,

I’ve been told that it will be available again in early 2005.

Regards
Sonja

Take a look in the yellow pages for your local area under “house relocation services” to find someone who does this professionally. As they work in the industry of moving houses they may know of someone who is looking for a house at the moment or some will take and hold the houses until someone comes along who wants them.

Regards
Sonja

Thanks for all the interest in my problem.

I’ve been away for a bit over a week now and have just started to catch up on what I’ve missed here.

Eventually we did get a copy of the report and it didn’t indicate a price to fix any damage. It was also hard to figure from the report how anyone could come up with that figure. A lot of it was…[Read more]

Goodmorning All,

Here is the promised update…

Our relos enjoyed a weekend away and checked out our house while they were there. The verdict is basically the same as our original inspection. There is a very small amount of old/inactive damage that is in no way significant enough to warrant any repairs.

There is a bit of movement in one (and…[Read more]

After years fo abuse by our young children it was my husband’s cup of coffee that finally killed our last keyboard. No amount of cleaning, washing, shaking and drying could fix it. We got a new cheapie (about $20 from the post office) and it is standing up to the use and abuse just fine so far.

Regards,
Sonja

Hi Derek,

Nice joke !

Seroiusly I don’t know how to say what I have gained since first logging on here at PI.com – so many benifits. Both from the forum in general as well as from the many helpful and genuine individuals (such as yourself) who have given their time, knowledge and encouragement via PM and/or e-mail.

My simple stand-alone…[Read more]

Hi Steve (and associates)

Thankyou

(understatement)

Kindest Regards
Sonja

Hi Mark,

Congrats on your baby boy! Also congrats to him for giving you the motivation to improve things for the whole family. Welcome!

We used to live in Sydney and I like the letter box example (he he) so true. Is there somewhere else that you could live, find work and have access to family and/or friends? If you intend to use the FHOG you…[Read more]

True or not, I’ve been told that following California USA, NSW Australia is the most litigious state in the world. Therefore that would make us one of the most likely to be contributing to the frivolous lawsuits that are doing the rounds. Just take a look at some of the disclaimers on any product you buy… They are there for a reason – some…[Read more]

Thanks Brenda I love it! …(and I really don’t care how old the earth is or how to calculate it or explaining the dinosaurs)

Cheers
Sonja

I don’t usually search realestate.com.au for my own town as I know what is here. However, out of curiosity (and boredom) I decided to have a look at what was listed. Some current properties but what really scared me was seeing one that sold at auction in December last year. I know that it sold because we were interested in it (I also know it is…[Read more]

I am very blessed in one sense. Over her lifetime my mother has come up with countless ways to make her million (and in hindsight probably more than that). When she was younger she let her parents talk her out of these ideas. Later it was my conservative father who put the wet blanket on them. Although she never did get to follow through on…[Read more]

Thanks for all the replies, the only news so far is that our very accomodating builder relos have offered to go down there next weekend and see what all the fuss is about. They will give it a very careful inspection and give us a very honest conclusion. If necessary we will then employ an independent inspector from out of town to write up that…[Read more]

Yes, stats and 1st year psych – that is as far as my psychology career goes… but I’ve gotta say even in first year they were pedantic about it. All calculated from scratch – no comupter analysis. I can understand how you got caught in this current situation. Correlation is not causation (if I ever forget that I’ll be surprised). 2nd year…[Read more]

Thanks alwayscurious, I did get the impression that the agent wanted me to accept the offer. He actually said “I know what I would do…”

Anyway, 5 pm has come and gone and no word from him. The purchasor was meant to deliver her inspection report to him today so that he could forward it to us… but still waiting (not) with bated breath.…[Read more]

As luck would have it our builder relos live about 7 hours drive from the property – not even a weekend trip to be fair. Although we could ask it of them.

Yes, we are scraping the bottom of the financial barrel and the 15k would mean that the deal we are thinking of is off… of course there are always others.

I guess it’s just a gut feeling…[Read more]

Hi Martine,

Would you consider selling to vacant block? I’m not sure what your plans are but vacant land, while providing equity, will not help with servicability on a new loan.

Regards
Sonja

You could try http://www.wealthtipsonline.com.au (if I recall correctly – if not you will find it in the web links section of this site). There is a free download on selecting an accountant.

Regards
Sonja