Hi Derek,

“Snap!”

Hi Jess,

Just to the right of “edit” at the top of your post there is “delete”…

I haven’t used it myself but I’m pretty sure it will be easy from there.

Kind Regards,
Sonja

Hi Julian,

I think the point was that if you want to “trade in” your partner every time they don’t agree with your ideas then you may find it hard to develop a deep emotional connection to someone. It has been my experience that nobody is perfect. I have never come across anyone that shares exactly the same thoughts, values, priorities, or…[Read more]

Hi and thanks for the replies.

I didn’t think of the OH&S side of it but I was pretty sure it shouldn’t be my problem. The agent says to give it a few days and see how it goes as there is (according to her) very high humidity ATM. Not so sure myself as our neighbour’s A/C is working fine. I’ll give her the benefit of the doubt and see what…[Read more]

My parents recently took out a reverse mortgage with CBA. All well and good for what they wanted but the terms and conditions say that you are not to use the funds to purhcase other property. I guess you could live off the reverse mortgage and invest the pension? But does the reverse mortgage then become classified by Centrelink as…[Read more]

A matching pair. One straight after the other.

“Snap!”

Hi Karl & Rita,

I have come to the conclusion that most banks are basicaly imcompetent. They seem to stuff up all sorts of things all the time and in my personal experience it always seems to be in their favour. Not so long ago I was hopping mad with the bank and after a number of fruitless phone calls I went to the banking ombudsman. Now that…[Read more]

Hi Lalonga,

Try looking in the yellow pages (for the area local to your block of land – cheaper if you don’t move the house too far) under “House Relocation Services”

The local council will also have a lot of info about getting the development approval. I think you will find that they will require you to get your owner builders license (if you…[Read more]

Hi Jenwren,

In a word… YES!

I’ve only been around here since April but you are one of the most generous with specific info that I’ve seen. Not just in this thread either.

Kind Regards,
Sonja

Depends on the particular council and the situation. I’ve never actually gone looking for these sort of deals but an agent once told me about a house that the council asked him to sell off as the owner hadn’t payed the rates for many years. The owner was an elderly lady in rather unfortunate circumstances. When he reported back to the council…[Read more]

Hi CK and welcome!

I’m assuming that this is the secon edition of the thread you accidently deleted

You said that the one reply that disappeared with the original question was from Mortgage?Someone? I’ll take a guess that it was Mortgage Advisor (Robert).

I’m not too sure about Housing Dept regulations but I think that with a deposit of 70k…[Read more]

Sorry to rain on the parade but I’m quite sure Ms Oldchick will not qualify for the FHOG. I say this because back in 1991 I bought a house that I shared with Mr Wrong for only a couple of weeks. That was enough to make sure that Mr Right and I now miss out on the FHOG even though he had never owned any real estate before. No use weeping, just…[Read more]

Just personally, if it was mine, I’d hang on to it. You are right that there wouldn’t be much left in the sale for you. Not only commission and legal but taxes will eat into your potential profit. Maybe some minor renos to increase rental return and value of the property. That’s just the way I see it.

Regards,
Sonja

Goodmorning All,

I got hubby to take the test and haha he is a Black Knight too (although he tells me he should have been a Benevolent Ruler). So here is the description:

Your distinct personality, The Black Knight, might be found in most of the thriving kingdoms of the time. Your overriding goal is to win. You approach each task or situation…[Read more]

Very interesting!

Turns out I’m a Black Knight… My husband says that sounds bad. Now I’ve got to get him to take the test too:)

Cheers
Sonja

Oops just realised that I didn’t post the full description as others did and I think it’s gone now… perhaps another Black Knight will. Sorry guys.

No need to apologise:) If you have a genuine question I believe that most people will be willing to try and help. I agree with Byronent that if you are looking to seperate the land and sell one block but keep the other then two seperate loans seem the logical way to go.

Regards,
Sonja

Hi rickm,

I’ve got to admit that I read your post and decided to just keep an eye on it as I had no idea what you were saying. I thought it might just be me but after brahms post I thought I’d ask:

1) What is the purchase price you are actually paying?

2) I’m assuming you are going to build another house. If so what is the cost of this?

3)…[Read more]

Hi Paul,

It is hard to comment without knowing who is presenting the seminar. If it is someone reputable then I don’t consider the price excessive. On the other hand if it is just some fly-by night scam artist then it is a complete rip off. If you’d like to give us a name I’m sure there will be people here who have some knowledge of the…[Read more]

Hi Bonnie,

I’d recomend at least contacting Archicentre http://www.archicentre.com.au

Regards,
Sonja

Hi Robin,

You’d better be careful or you might find that inbox clogged with offers from fourites here

I’d subdivide and sell the blocks off myself if I could afford the costs involved. Otherwise I’d accept the 1.75M offer (or perhaps negotiate for 10% or a shorter settlement) and move on to other investments.

Regards,
Sonja