Thanks Steven for your reply, I have looked into both plus others and the NAB seems the best.[thumbsupanim]

The pit currently on your IP is a stormwater (rubble pit) which is not exceptable for development sites just a single home site. The pit you may have to build if you can’t get access to the stormwater drain will be a much larger concrete/block construction which will hold the water for a period of time then pump it up and out to the kerb gutter.…[Read more]

It’s not that you can’t build on the low side of the street it’s just going to cost you more as with development sites you have to contain the run off water (surface & stormwater) on your site in a greater volume. The main cost comes in if you can’t connect the stormwater system into the council stormwater drain by the normal method gravity feed,…[Read more]

and now for part B
49k is what i am after for 3-4months

G’day Qlds007

Would unsecured be quicker? If needed secured it could be.

Current value 430k owe 340k on it.

will refinance in 4-6 weeks, as i want to get it to lock up.

G’day Grant7,
I have had a discretionary trust for over 3years, used it a number of times to get loans, refinancing etc. It is set up with a company as the trustee and i am the only director of the company, as such i am the only one that has to go guarantor, not even my wife who is a principal beneficiary has to. I have our children, church and…[Read more]