No worries, couldn't help but ask, i didn't have you picked for a snake oil salesman just wondered what the deal was .

Hi Jamie M, im not attacking you here, just wondered why your passgo site and facebook site has this property down as Steve and Sarah's story and their reno but on here you say it was done by your self?

Allow between 45 and 60 dollars per square metre as a rough guide, one of the quickest and easiest ways to improve your IP.

http://realestate.yahoo.com/Georgia/Atlanta/4627-legacy-sq:22557767daf721b08017c872371e3d60If you check out the link it looks like the best $1100 you could ever spend, but read further and it has over 200k owing in taxes that the buyer must pay…

Hi Ironlady, you would become responsible for any damage etc to the property from the settlement date, before this date i think your contract would specify that the property would be in the same condition on settlement date as the purchase date. You will need to insure the building to cover any losses,most likely just building insurance as opposed…[Read more]

Thanks people !

I am with bankwest and have never had a problem with them, easy to deal with. Although they did let it go down to the wire on settlement day but came through… If i am correct they still have a special going with no up front fees for new loans, check out their website to be sure.

Floors look good mate!

Fair comment, i was working on the assumption of diy, can pick up tiles for around 10-15 dollars a square meter plus a small bag of grout. Each to their own, good luck with your extension!

Linar, it would of been cheaper to re tile the area than paint it to "save money"….. Just a thought.

I have heard you can sell your PPOR up to 6 years after moving out and not pay any CGT, not sure if this applies if you have a new PPOR though.

So anyone can come? Is there a cost?

Haven't had any trouble with bankwest after 4+ years, with the exception of them wanting $325 p/a in fees for a LOC, which might prompt me to move….

Greg,         Could you explain debt recycling in simple terms please? Thanks.

Richard,               Im with Bankwest, but thinking of refinancing with Pacific Mortgage Group, need more investigation. They have been ok until now, but if i can find a better deal i won't hesitate to move across.

One thing no one has touched on, a 30k loan on a car isn't the best way to have transport IMO, never finance a depreciating asset. If it can be written off tax wise for work purposes the situation is different. But for your own personal car, see if it's possible to downgrade a bit and have something you own outright. Then when you have a lot of…[Read more]

How about the suburbs around Breakwater on the Queenscliff side of Geelong? People seem to be buying up houses in Norlane/Corio/North Shore etc like crazy, they are under 200K 40 min drive to Melbourne cbd, but how long would one have to wait until gentrification begins and the bad people move out of there? Interesting gamble says i…

Thanks for your thoughts Jimbo, will definitely pay me to thoroughly research the correct structure before i begin. Must do something though,having a fair bit of equity in PPOR just sitting there is pointless.

I spoke to my bank, they want an annual fee of $ 325 for the LOC, is this about right? Should be tax deductible if only used for investment i think.

Maybe try googling conite and see what you come up with,not sure if it contains asbestos. It seems conite was once a common building material used in construction of small modest type houses…