Thanks Ryan, I think that clears a bit up. At this stage I am just looking to get my foot in the door, but the more guidence I get through doing that the better. 10% return sounds good, but I have been researching for  while now and haven't really got my head around everything, just trying to find the right balance between risk and reward. Thanks for your input though, at least puts me in the right direction.

Cheers Scott