Forget my last question Richard, I have found out a bit about unit trusts from the forums.  I will talk to my accountant soon.Assuming a unit trust is the way to go, will I have to pay the stamp duty and legal fees or can this be added onto the loan amount? 

Thanks Richard,
I have not considered a Unit Trust/HDT as I am not familiar with the idea. Anything that allows me to keep the unit, be able to claim interest payments and still have money to fix up out PPOR is appealing to me. Where can I find out more about it?

Sean

Thank you both, BDM and L.A. Aussie for your comments,I'm not considering the sale of the unit lightly, it's not something I want to do if I can avoid it at all.  I have owned property since I was 21 (ten years) and the ride has been well worth it for me, I don't plan to get off it.  My wife and I have always managed to live cheaply and we ha…[Read more]