Many thanks for your time replying, it has been very helpful.Regards,Troy

Great information. thank you very much.

I think your on the right track however, from experience I would be foucsing on a modest house on a nice piece of land then adding value to the house and letting time take care of the rest. Remeber that houses depreciate in value. It's the land the appreciatesSlider

Perfect response from LA Aussie. Don't sell. I would actually be pulling equitly out of the black of flats and buying more property. Pull out extra to cover repayments and not effect your current cash flow.Look to the furture my friend.

Thanks for the reply Terry, Much appreciated.

Troy