Even though the third probably has the most potential (includiing CG+ if left as if due to yard size in the long run), the fact that you have another one on the way and may interfere with what is best for the family. Does any of the houses cope with further family expansion (no use in buying a house for one extra bedroom only to be stuck again if…[Read more]

Every second person in my workplace has one (which is a bit boring for me, because it feels a bit generic).

Mullies rock!!

kay henry

Sounds like you work in Ipswich….[weird]

I know of no loans that charge an “early payment fee” on loans that have been held 15 of the 25 years currently in circulation.

Most loans are within the first 5 years of the loan though I don’t think many actually have 5 years as their standard. Mine was 3 years.

Domino Effect: The more Dominos Pizzas you eat the great the effect you will have on the floorboards you walk on…..

My father quit using a vegitarian way. He had to give up the grog, coffee and smokes all at once but was allowed chewing gum. I think certain foods such as meats had to be limited as well.

I saw a fair amount of chewing gum wrappers for the next few weeks but he beat it and never went back.

Quite often things like coffee and grog will make it…[Read more]

Now considering that Doctor started study after 1997 then he would be paying Hecs on something akin to 40-50k debt already. Of course this only increases about 3% per year and there is a 13% (?) bonus for paying the debt out early but it is something that has to be calculated to ‘true’ income. Possible a net income would be the best for the…[Read more]

Originally posted by Pisces:
Assuming that your post is fairdinkum Lil_man
(which I doubt) let me say this :

Miracle puts the case very well when he said :

“by going to Uni, in the end,you will be earning a lot more money, than not going to UNI. Making your investment portfolio increase with ease.”.

Anyone who suggest otherwise is a fool.

Many…[Read more]

Firstly you will need to select subjects that will need to still provide you with the ability to go back to uni if you indeed don’t go to uni straight after high school.

Say to your mother (for example) that you need a year between high school and a possible uni course to see if you can in fact make it without a degree… many flitter this time…[Read more]

You should make sure there is no covenant on the locations that require you to build within certain times (for example 2 years). Usually though this is only in relation to certain developements such as those controlled by Delfin.

and
Read your bible everyday.

Going well until that bit. I suppose each to their own….

wezwaz,

I’m glad you were able to give up work to enjoy cricket, if only I could do that. Then again I play 12-20 games of cricket a year so I suppose it isn’t all bad [whistle]

One thing is that being an umpire at local cricket associations gets you paid to be associated with something you enjoy (which is watching cricket). Up in Brissie you…[Read more]

You could ask him which things could be done that he would be happy to pay more for? While there you could just do some more reno work on it and not charge him for it for ‘disruption caused’ until the contract is up in April.

Originally posted by devilcv8:
-SAVE 10% of anything you make, pocket money, work, anything!
-When youre ready to buy a car, buy a CHEAP car, instead of turning 23 and realising you have owned 10 cars since you were 17 and number 11 is a 60K Monaro sitting in your driveway
-Dont get credit cards, interest free deals, or borrow money for anything…[Read more]

What is stopping you currently from building now and renting out until prepared to sell?

I have heard that as well iambored, seems to be a common thing with some of the brokers I have spoken too in the past, “they take a very long time to process”.

Apart from that I hadn’t heard much else negative about them.

I’ve received the 2-bob watch from ANZ as well with their advertising. Can’t say a cheap gift like that has swayed me to take an investment loan out with them anytime soon [laughing]

As we still haven’t come close to the people who cannot receive the aged pension (I believe the cut-off are for those born after about 1954?) it may not seem pertinent, but in reality one can only assume costs will go up.

Super will not fund the increasingly longer lifespans of people, unless somehow you were onto something similar to what the…[Read more]

As some may remember I live at the Inala end of Forest Lake in the Brisbane area. Now Inala is a fairly ordinary area, high in crime. Thus at one point my house was broken into 3 times in about a 3-month period.

This was because I didn’t reinforce the sliding door (you know, bolt the thing into the concrete floor) on the park-side of the house…[Read more]

In this link there is some discussion on a similar topic:

https://www.propertyinvesting.com/forum/topic/10687.html

Of course the main difference is that you had given no major restrictions on the actual size of the property or the number of bedrooms. You will find properties in those areas I mentioned in that thread that have 3 bedrooms up to…[Read more]

a) Most of Brisbane is within 45 minutes from the CBD. I’m 25-30 minutes out myself, with areas like Browns Plains and even Park Ridge to the south even just within the 45 minutes travel time bit. Unless of course talking public transport which sucks a bit.

b) 300-400k would get you a nice place in many suburbs, the size of 800m2 may be a bit of…[Read more]