Thanks Terry and Richard.

Yes, I think a broker, accountant and lawyer are all key to the success of the structure and finance of the purchase.

Richard, I assume in your scenario the daughter was named as beneficiary on the trust deed? I could not imagine them asking for her to be guarantor unless she was named as beneficiary, trustee or director of corporate trustee.

Terry, regarding naming my wife as beneficiary, if I just put myself as beneficiary, would I still be able to distribute to my wife and her family if needed?

Thanks for your help.

Regards

Simon