I was actually about to post something asking whether people would think property prices would fall around March 12th 2014.

 My reason being that's the date the credit laws will change. Instead of being a negative credit reporting system it'll now be a positive reporting system. Even though the law won't take effect until March, it uses any data from December 2012 onwards. Anyone who has been late on any payments by 5 or more days will have a black mark against their RHI (repayment history information) for each and every late payment and it won't say anything about the amount owed.

 Here's some info on it if anyone's interested: 

http://au.tv.yahoo.com/the-daily-edition/video/watch/21562490/black-marks-for-missed-payments/ (video)

http://www.canberratimes.com.au/comment/big-black-mark-for-new-credit-reporting-rules-20140210-32d1i.html

 In any case it'd be in everyones interest to familiarise themselves with the new law as that'll effect who can get a home loan that previously couldn't and who can't that previously could.