siewlin started the topic loans from the same bank – what's the pros and cons in the forum Finance 8 years, 6 months ago
Hi ,
May i know what’s the pros and cons of having my residential and one investment mortgage from the same bank?Apparently , the XX bank claims that they will give me a better interest rates if i were to both loans from them . PLEASE GIVE ME SOME ADVICE.
thanks
siewlin started the topic Do you use offset account for Investment property? in the forum Creative Investing 9 years, 6 months ago
hi i was thinking of putting all my salary into offset account for this IP , reducing the amount of interest rate repayment will increase my cash flow. Is this a good idea? Thanks for sharing !
siewlin started the topic Fixed interest rate for IP and Owner Occupier ? in the forum Help Needed! 9 years, 6 months ago
hey guys,
interest rates is the lowest at the moment , has anyone tried to fix the interest rates for owner occupier and IP?
siewlin posted an update 9 years, 6 months ago
hey guys,
interest rates is the lowest at the moment , has anyone tried to fix the interest rates for owner occupier and IP?
siewlin posted an update 9 years, 6 months ago
hey guys,
interest rates is the lowest at the moment , has anyone tried to fix the interest rates for owner occupier and IP?
siewlin posted an update 9 years, 7 months ago
hi guys, at the moment the interest rate is low, isn’t the best time for investors or owner occupiers to fix the interest rates?
siewlin replied to the topic Bank valuation VS Independent valuation in the forum General Property 9 years, 7 months ago
hi guys t , thanks for your help.
i have just purchased a unit in Innaloo Western Australia! I used real estate investar for valuation , it’s a computer generate valuation. it says that my unit is worth 540k to 560k and i have compared with other houses in the areas , i think my unit is worth at least 540k . Some purchasers are willing to buy the…[Read more]
siewlin posted an update 9 years, 7 months ago
hey guys,
interest rates is the lowest at the moment , has anyone tried to fix the interest rates for owner occupier and IP?
siewlin posted an update 9 years, 8 months ago
Asset protection
hi guys , my husband and i are health care professionals. we are wondering what are the options to protect our asset besides setting up a trust. Our accountant told us that we would not benefit from negative gearing if the investment property is in the trust. Moreover, the accountant also told us that the ownership should be 70%…[Read more]
siewlin started the topic Bank valuation VS Independent valuation in the forum General Property 10 years ago
hi there,
I would like to purchase a property and the bank valuation was done. Should i get an independent valuation so as to compare with the bank? If the bank valuation is sufficient, i would not waste money on getting independent valuation. What do guys suggest?Could anyone analyse the differences between Bank Valuation and Independent…[Read more]
siewlin replied to the topic confused ! 1 bed oor 2 bed apartment? can i kill 2 birds with 1 stone? in the forum Help Needed! 10 years, 1 month ago
hi there thanks for your advice. i am looking for a good mortgage broker who does not work for the bank. any recommendation? thanks
siewlin started the topic confused ! 1 bed oor 2 bed apartment? can i kill 2 birds with 1 stone? in the forum Help Needed! 10 years, 1 month ago
Hi , i am a newbie in investment property! Please share your wisdom and guide me and i appreciate it very much!!
these are the following questions:
1.I wanted to buy an investment property at subiaco, but i do not know where to get information regarding the demand of tenants of the suburb?If i were to ask the agent, they will be bias right?
2. The…[Read more]
siewlin replied to the topic Staying in my own Investment property: What are the pros and cons? in the forum Help Needed! 11 years, 4 months ago
oh thanks for all the comments . i'm not buying as PPOR but as an IP.
siewlin started the topic Staying in my own Investment property: What are the pros and cons? in the forum Help Needed! 11 years, 4 months ago
Hi I'm planning to buy an investment property. However, I will still have to pay rent elsewhere for my place of residence. That's when it struck me why not stay in my new investment property where I will be my own tenant for a while (until I move to a new town), esp where my current rent is similar to the expected rent from the new property. Will…[Read more]
siewlin replied to the topic LMI refunds – CBA in the forum Legal & Accounting 11 years, 5 months ago
sorry what does CBA stands for ??? thanks
siewlin replied to the topic advice Need to buy a property in the forum hey , are u planing to sell 11 years, 5 months ago
hey , are u planing to sell the house in future ? if not then dont worry about the oversupply issue. ;p all the best
siewlin replied to the topic 1 unit 1 bath A GOOD INVESTMENT ?? in the forum hey so do u mean that 11 years, 5 months ago
hey so do u mean that property investing is just a scam ??? it make us work harder for the banks?? i'm in a junction now , life is very confusing right now . i have saved up some money and wanted to study medicine however, i believe that through property investing , it can give me financial freedom if i do well . please advice
siewlin replied to the topic Lowering the mortage to 80% debt for the next purchase in the forum Finance 11 years, 5 months ago
hey , A bigger loan means bigger repayments if i'm going for further my study in medicine with the help of help fees which means loan from the government will it affect my eligibility from borrowing money from the bank?? though my husband is working full time with a salary of 100k per annum , i believe since the dependent who is me not working ,…[Read more]
siewlin replied to the topic should i start investing in PPOR or investment property??? in the forum Opinionated! 11 years, 5 months ago
hey thanks !!!!
siewlin replied to the topic 1 unit 1 bath A GOOD INVESTMENT ?? in the forum Help Needed! 11 years, 5 months ago
hey property boy , thanks for your feedback. from reading all the magazines , it does tell us that investing in apartment has lots of hidden fees and no growth in land value so what kind of property which u will invest ? please share your knowledge thanks
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